Best Places95127, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95127, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
95127 ranks 6,135th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95127
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95127's strengths and weaknesses
Where 95127 ranks high
- Nice weatherabout 228 pleasant days a year, better than 98% of zip codes
- BikingBetter than 95% of zip codes
- Household income$140,812 median, better than 95% of zip codes
- Internet speedBetter than 94% of zip codes
- Big-city accessBetter than 94% of zip codes
Where 95127 ranks low
- Cheap childcare$2,106 a month, better than only 1% of zip codes
- Disaster safetyBetter than only 6% of zip codes
- Voter turnoutBetter than only 8% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Healthcare accessBetter than only 10% of zip codes
What it costs to buy a home in 95127
A household needs to earn about $271,000 a year to comfortably buy the median 95127 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $140,812, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95127's effective rate of 0.75%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95127
95127's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95127.
Who works in 95127, and how
Work in 95127 centers on manufacturing and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 12%
- Transit, walk, or bike 4%
Life in 95127
95127 has fewer places to eat and drink per resident than most zip codes. The coast is about 33 minutes away. That concentrates in some parts of 95127 and thins out in others, which the map shows.
What the weather is like in 95127, month by month
95127 sees roughly 228 pleasant days a year. July highs average about 85 degrees. January highs sit near 61, with lows near 44. The comfortable stretch runs February through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 61° | 54° | 44° |
| April | 71° | 62° | 50° |
| July | 85° | 75° | 60° |
| October | 78° | 68° | 54° |
Flying in and out of 95127
Norman Y Mineta San Jose International sits about 6 miles away. It is a medium hub and boarded 5.3 million passengers in 2025, with 67 nonstop destinations.
The best schools in and around 95127
Schools across 95127 average a B, better than 71% of zip codes.
Top high schools
- Evergreen Valley HighA · 80% proficient
- Milpitas HighA− · 64% proficient
- Mt. Pleasant HighB− · 45% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95127 school and its grade on SchoolGrade.
95127 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95127 against the other 33,109 zip codes.
Who 95127 suits
Remote workers
Internet is fast and widely advertised and 12% already work from home.
Common questions about living in 95127
Is 95127 a good place to live?
Using BestNeighborhood's default rankings, 95127 ranks 6,135th of 33,110 zip codes. It scores highest on the weather, biking, and high incomes, and lowest on childcare costs and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95127 expensive to live in?
The median home is worth $1,043,033. The overall cost of living runs about 59% above the national average. Set against a $140,812 median income, cost of living beats 52% of zip codes.
Is 95127 safe?
Yes, 95127 is safer than 69% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $263 per resident a year.
What is the weather like in 95127?
July highs average about 85 degrees, and January highs near 61 with lows near 44. That works out to about 228 pleasant days a year, more than 98% of zip codes.
Is 95127 good for families?
Schools beat 71% of zip codes, crime safety beats 69%, and childcare runs $2,106 a month.
Compare 95127 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95127. Scores are absolute rather than ranked, which means a 60 in 95127 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95127 detail on BestNeighborhood maps:
- Walk Grade for 95127: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95127: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95127: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95127: carrier by carrier coverage behind the cell score.
95127 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.