Best Places95129, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95129, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95129 ranks 453rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on population health by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95129
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95129's strengths and weaknesses
Where 95129 ranks high
- Health outlookBetter than 99% of zip codes
- Household income$197,074 median, better than 99% of zip codes
- BikingBetter than 98% of zip codes
- Educational attainmentBetter than 98% of zip codes
- Nice weatherabout 196 pleasant days a year, better than 97% of zip codes
Where 95129 ranks low
- Cheap childcare$2,106 a month, better than only 1% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Disaster safetyBetter than only 11% of zip codes
- QuietBetter than only 11% of zip codes
- Cheap car insuranceBetter than only 18% of zip codes
What it costs to buy a home in 95129
A household needs to earn about $458,000 a year to comfortably buy the median 95129 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $197,074, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95129's effective rate of 0.71%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95129
95129's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95129.
Who works in 95129, and how
Work in 95129 centers on professional & technical and manufacturing. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 66%
- Work from home 26%
- Transit, walk, or bike 8%
Life in 95129
95129 has more restaurants and bars per resident than 73% of zip codes and more late-night spots per resident than 74% of zip codes. The coast is about 28 minutes away. Dining, parks, and nightlife concentrates in some parts of 95129 and thins out in others, which the map shows.
What the weather is like in 95129, month by month
95129 sees roughly 196 pleasant days a year. July highs average about 84 degrees. January highs sit near 63, with lows near 42. The comfortable stretch runs March through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 52° | 42° |
| April | 73° | 59° | 48° |
| July | 84° | 69° | 58° |
| October | 80° | 65° | 53° |
Flying in and out of 95129
Norman Y Mineta San Jose International sits about 6 miles away. It is a medium hub and boarded 5.3 million passengers in 2025, with 67 nonstop destinations.
The best schools in and around 95129
Schools across 95129 average an A, better than 96% of zip codes.
Top elementary schools
- Murdock-portal ElementaryA+ · 86% proficient
- Blue Hills ElementaryA+ · 83% proficient
- Christa Mcauliffe ElementaryA+ · 78% proficient
Top middle schools
- Joaquin Miller MiddleA+ · 88% proficient
- John F. Kennedy MiddleA+ · 83% proficient
- Warren E. Hyde MiddleA+ · 74% proficient
Top high schools
- Lynbrook HighA+ · 98% proficient
- Cupertino HighA+ · 98% proficient
- Monta Vista HighA+ · 95% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95129 school and its grade on SchoolGrade.
95129 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95129 against the other 33,109 zip codes.
Who 95129 suits
Remote workers
Cost of living against local pay beats 78% of zip codes, internet is fast and widely advertised, and 26% already work from home.
Retirees
The weather beats 97% of zip codes and health care access beats 56%.
Common questions about living in 95129
Is 95129 a good place to live?
Using BestNeighborhood's default rankings, 95129 ranks 453rd of 33,110 zip codes. It scores highest on population health, high incomes, and biking, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95129 expensive to live in?
The median home is worth $1,772,783. The overall cost of living runs about 90% above the national average. Set against a $197,074 median income, cost of living beats 78% of zip codes.
Is 95129 safe?
Yes, 95129 is safer than 87% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $209 per resident a year.
What is the weather like in 95129?
July highs average about 84 degrees, and January highs near 63 with lows near 42. That works out to about 196 pleasant days a year, more than 97% of zip codes.
Is 95129 good for families?
Schools beat 96% of zip codes, crime safety beats 87%, and childcare runs $2,106 a month.
Compare 95129 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95129. Scores are absolute rather than ranked, which means a 60 in 95129 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95129 detail on BestNeighborhood maps:
- Walk Grade for 95129: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95129: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95129: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95129: carrier by carrier coverage behind the cell score.
95129 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.