Best Places95248, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95248, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
95248 ranks 31,663rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on quiet by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 95248
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95248's strengths and weaknesses
Where 95248 ranks high
- QuietBetter than 97% of zip codes
- Nice weatherabout 148 pleasant days a year, better than 89% of zip codes
- Big-city accessBetter than 77% of zip codes
- Household income$88,456 median, better than 70% of zip codes
- Tree shadeBetter than 70% of zip codes
Where 95248 ranks low
- Short commute55.6 minutes each way, better than only 1% of zip codes
- Internet speedBetter than only 2% of zip codes
- Cell coverageBetter than only 3% of zip codes
- BikingBetter than only 4% of zip codes
- Crime safetyBetter than only 6% of zip codes
What it costs to buy a home in 95248
A household needs to earn about $86,000 a year to comfortably buy the median 95248 home, at 20% down and today's 30-year rate. That is below the area's own median income of $88,456, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95248's effective rate of 0.80%, and insurance is estimated at 0.4% of home value a year.
Who lives in 95248
95248 runs older than the country, though fewer residents are over 65 than the national share, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95248.
Who works in 95248, and how
Work in 95248 centers on construction and retail trade. Unemployment runs well above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 14%
- Transit, walk, or bike 5%
Life in 95248
The map and measures below break down dining, culture, and green space by neighborhood across 95248.
What the weather is like in 95248, month by month
95248 sees roughly 148 pleasant days a year. July highs average about 97 degrees. January highs sit near 58, with lows near 37. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 46° | 37° |
| April | 71° | 57° | 43° |
| July | 97° | 80° | 61° |
| October | 79° | 63° | 49° |
Flying in and out of 95248
The nearest airport, Stockton Metro, is about 50 miles away and is a small airport. The nearest major hub is Sacramento International, about 65 miles away.
The best schools in and around 95248
Schools across 95248 average a C−, better than 26% of zip codes.
Top elementary schools
- Hazel Fischer ElementaryC+ · 37% proficient
- West Point ElementaryD+ · 25% proficient
- Mokelumne Hill ElementaryD · 20% proficient
Top middle schools
- Avery MiddleC · 35% proficient
- Toyon MiddleD · 22% proficient
Top high schools
- Calaveras HighC+ · 38% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95248 school and its grade on SchoolGrade.
95248 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95248 against the other 33,109 zip codes.
Common questions about living in 95248
Is 95248 a good place to live?
Using BestNeighborhood's default rankings, 95248 ranks 31,663rd of 33,110 zip codes. It scores highest on quiet, the weather, and big-city access, and lowest on long commutes and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95248 expensive to live in?
The median home is worth $327,837. The overall cost of living runs about 7% above the national average. Set against a $88,456 median income, cost of living beats 41% of zip codes.
Is 95248 safe?
95248 is safer than 6% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $751 per resident a year.
Compare 95248 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95248. Scores are absolute rather than ranked, which means a 60 in 95248 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95248 detail on BestNeighborhood maps:
- Walk Grade for 95248: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95248: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95248: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95248: carrier by carrier coverage behind the cell score.
95248 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.