Best Places95370, CA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 95370, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

95370 ranks 19,790th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores best on the weather, and taxes are the weak spot.

#19,790
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
Your rank
Set your priorities to see your rank

The best neighborhoods in 95370

Map of the best neighborhoods in the 95370 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

95370's strengths and weaknesses

Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 95370 with other zip codes.

Where 95370 ranks high

  • Nice weatherabout 134 pleasant days a year, better than 83% of zip codes
  • Voter turnoutBetter than 80% of zip codes
  • Big-city accessBetter than 76% of zip codes
  • Local economyBetter than 72% of zip codes
  • TransitBetter than 71% of zip codes

Where 95370 ranks low

  • Low income/sales/gas taxBetter than only 10% of zip codes
  • Heat safetyBetter than only 11% of zip codes
  • Disaster safetyBetter than only 15% of zip codes
  • State fiscal healthBetter than only 20% of zip codes
  • Housing crash safetyBetter than only 23% of zip codes

What it costs to buy a home in 95370

A household needs to earn about $119,000 a year to comfortably buy the median 95370 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $85,431, so buying stretches a typical household.

Income to buy the median home
$119,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$2,770
principal, interest, tax, and insurance on a $465,789 home
Median rent
$1,413
a month, across all home sizes

Where the monthly payment goes

Principal & interest$2,375
Property tax$239
Homeowners insurance$155

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95370's effective rate of 0.62%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 95370

95370 runs older than the country, and households here run smaller than average.

Median age
50
older than the U.S. median of 41
Residents 65 and older
30%
versus 18% nationally
Average household
2.3
below the U.S. average of 2.6

Residents by age

Under 1816%
18 to 3417%
35 to 4918%
50 to 6419%
65 and older30%

Racial and ethnic makeup has its own map. See the race and diversity map for 95370.


Who works in 95370, and how

Work in 95370 centers on health care & social and public administration. Unemployment is close to the national rate, and jobs are growing.

Work from home
13%
below the national average
Unemployment
5.0%
about the national average
Job growth
+2.6%
/y 2019-2023, near the national pace

Largest industries

Health care & social18%
Public administration11%
Retail trade11%
Construction9%
Education8%

How people get to work

  • Drive or carpool 81%
  • Work from home 13%
  • Transit, walk, or bike 6%

Life in 95370

95370 has more restaurants and bars per resident than 70% of zip codes. That concentrates in some parts of 95370 and thins out in others, which the map shows.

Places to eat and drink
141
restaurants, bars, and fast food, about 51.6 per 10,000 residents, more than 70% of zip codes
Coffee shops
26
about 9.5 per 10,000 residents, more than 82% of zip codes

What the weather is like in 95370, month by month

95370 sees roughly 134 pleasant days a year. July highs average about 97 degrees. January highs sit near 57, with lows near 36. The comfortable stretch runs April through June, September, and October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January57°45°36°
April70°56°43°
July97°79°61°
October79°61°48°

Flying in and out of 95370

The nearest airport, Stockton Metro, is about 50 miles away and is a small airport. The nearest major hub is Sacramento International, about 83 miles away.

Nearest airport
SCK
Stockton Metro, about 50 miles
Airport size
Nonhub
256th-busiest in the US, 5 nonstop destinations
Average drive
71 min
from the area, with no traffic

The best schools in and around 95370

Schools across 95370 average a C, better than 35% of zip codes.

Top elementary schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 95370 school and its grade on SchoolGrade.


95370 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95370 against the other 33,109 zip codes.


Who 95370 suits

Families

Schools land around the 35th percentile.

See the families priority ↑

Remote workers

13% already work from home.

See the remote-work priority ↑

Retirees

The weather beats 83% of zip codes, health care access beats 62%, and it is quieter than 57%.

See the retirees priority ↑


Common questions about living in 95370

Is 95370 a good place to live?

Using BestNeighborhood's default rankings, 95370 ranks 19,790th of 33,110 zip codes. It scores highest on the weather, civic engagement, and big-city access, and lowest on taxes and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 95370 expensive to live in?

The median home is worth $465,789. The overall cost of living runs about 12% above the national average. Set against a $85,431 median income, cost of living beats 41% of zip codes.

Is 95370 safe?

95370 is safer than 39% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $462 per resident a year.

What is the weather like in 95370?

July highs average about 97 degrees, and January highs near 57 with lows near 36. That works out to about 134 pleasant days a year, more than 83% of zip codes.

Is 95370 good for families?

Schools beat 35% of zip codes, crime safety beats 39%, and childcare runs $1,027 a month.


Compare 95370 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 95370. Scores are absolute rather than ranked, which means a 60 in 95370 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

95370 detail on BestNeighborhood maps:

  1. Walk Grade for 95370: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 95370: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 95370: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 95370: carrier by carrier coverage behind the cell score.

95370 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.