Best Places95623, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95623, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
95623 ranks 10,142nd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95623
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95623's strengths and weaknesses
Where 95623 ranks high
- Low vacancyBetter than 95% of zip codes
- Nice weatherabout 170 pleasant days a year, better than 94% of zip codes
- QuietBetter than 86% of zip codes
- Household income$103,498 median, better than 82% of zip codes
- Big-city accessBetter than 80% of zip codes
Where 95623 ranks low
- Cheap childcare$1,556 a month, better than only 4% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Disaster safetyBetter than only 16% of zip codes
- Short commute33.0 minutes each way, better than only 16% of zip codes
- State fiscal healthBetter than only 20% of zip codes
What it costs to buy a home in 95623
A household needs to earn about $150,000 a year to comfortably buy the median 95623 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $103,498, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95623's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 95623
95623 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95623.
Who works in 95623, and how
Work in 95623 centers on retail trade and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 16%
- Transit, walk, or bike 3%
Life in 95623
The map and measures below break down dining, culture, and green space by neighborhood across 95623.
What the weather is like in 95623, month by month
95623 sees roughly 170 pleasant days a year. July highs average about 91 degrees. January highs sit near 53, with lows near 41. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 53° | 46° | 41° |
| April | 65° | 55° | 47° |
| July | 91° | 80° | 70° |
| October | 73° | 64° | 57° |
Flying in and out of 95623
Sacramento International sits about 40 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95623
Schools across 95623 average a C+, better than 43% of zip codes.
Top elementary schools
- Gold Oak ElementaryC+ · 38% proficient
Top middle schools
- Pleasant Valley MiddleD+ · 25% proficient
Top high schools
- Union Mine HighB · 46% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95623 school and its grade on SchoolGrade.
95623 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95623 against the other 33,109 zip codes.
Common questions about living in 95623
Is 95623 a good place to live?
Using BestNeighborhood's default rankings, 95623 ranks 10,142nd of 33,110 zip codes. It scores highest on few empty homes, the weather, and quiet, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95623 expensive to live in?
The median home is worth $584,544. The overall cost of living runs about 18% above the national average. Set against a $103,498 median income, cost of living beats 56% of zip codes.
Is 95623 safe?
Yes, 95623 is safer than 62% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $288 per resident a year.
Compare 95623 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95623. Scores are absolute rather than ranked, which means a 60 in 95623 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95623 detail on BestNeighborhood maps:
- Walk Grade for 95623: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95623: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95623: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95623: carrier by carrier coverage behind the cell score.
95623 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.