Best Places95658, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95658, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95658 ranks 7,239th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95658
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95658's strengths and weaknesses
Where 95658 ranks high
- Household income$130,580 median, better than 93% of zip codes
- Nice weatherabout 160 pleasant days a year, better than 92% of zip codes
- Healthcare accessBetter than 87% of zip codes
- Big-city accessBetter than 81% of zip codes
- Educational attainmentBetter than 80% of zip codes
Where 95658 ranks low
- Cheap childcare$1,572 a month, better than only 4% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Air qualityBetter than only 11% of zip codes
- State fiscal healthBetter than only 20% of zip codes
- QuietBetter than only 21% of zip codes
What it costs to buy a home in 95658
A household needs to earn about $218,000 a year to comfortably buy the median 95658 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $130,580, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95658's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95658
95658 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95658.
Who works in 95658, and how
Work in 95658 centers on construction and health care & social. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 15%
- Transit, walk, or bike 2%
Life in 95658
The map and measures below break down dining, culture, and green space by neighborhood across 95658.
What the weather is like in 95658, month by month
95658 sees roughly 160 pleasant days a year. July highs average about 94 degrees. January highs sit near 56, with lows near 40. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 56° | 47° | 40° |
| April | 69° | 57° | 48° |
| July | 94° | 81° | 67° |
| October | 76° | 64° | 53° |
Flying in and out of 95658
Sacramento International sits about 27 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95658
Schools across 95658 average a B, better than 70% of zip codes.
Top elementary schools
- Newcastle CharterA · 63% proficient
- Newcastle ElementaryB · 48% proficient
- Carlin C. Coppin ElementaryB− · 44% proficient
Top middle schools
- Glen Edwards MiddleC+ · 38% proficient
Top high schools
- Del Oro HighA− · 61% proficient
- Lincoln HighB · 48% proficient
- Placer HighC+ · 39% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95658 school and its grade on SchoolGrade.
95658 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95658 against the other 33,109 zip codes.
Common questions about living in 95658
Is 95658 a good place to live?
Using BestNeighborhood's default rankings, 95658 ranks 7,239th of 33,110 zip codes. It scores highest on high incomes, the weather, and health care access, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95658 expensive to live in?
The median home is worth $848,306. The overall cost of living runs about 30% above the national average. Set against a $130,580 median income, cost of living beats 77% of zip codes.
Is 95658 safe?
Yes, 95658 is safer than 80% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $234 per resident a year.
Compare 95658 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95658. Scores are absolute rather than ranked, which means a 60 in 95658 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95658 detail on BestNeighborhood maps:
- Walk Grade for 95658: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95658: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95658: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95658: carrier by carrier coverage behind the cell score.
95658 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.