Best Places95648, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95648, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95648 ranks 4,512th of 33,110 U.S. zip codes on the BestNeighborhood index. Childcare costs pulls hardest against it, while it scores best on high incomes.
The best neighborhoods in 95648
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95648's strengths and weaknesses
Where 95648 ranks high
- Household income$119,096 median, better than 89% of zip codes
- BikingBetter than 89% of zip codes
- Low vacancyBetter than 88% of zip codes
- Crime safetyBetter than 87% of zip codes
- Nice weatherabout 136 pleasant days a year, better than 84% of zip codes
Where 95648 ranks low
- Cheap childcare$1,572 a month, better than only 4% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Tree shadeBetter than only 19% of zip codes
- Heat safetyBetter than only 20% of zip codes
- Cheap car insuranceBetter than only 20% of zip codes
What it costs to buy a home in 95648
A household needs to earn about $176,000 a year to comfortably buy the median 95648 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $119,096, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95648's effective rate of 0.90%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 95648
95648 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95648.
Who works in 95648, and how
Work in 95648 centers on health care & social and professional & technical. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 73%
- Work from home 23%
- Transit, walk, or bike 4%
Life in 95648
The map and measures below break down dining, culture, and green space by neighborhood across 95648.
What the weather is like in 95648, month by month
95648 sees roughly 136 pleasant days a year. July highs average about 98 degrees. January highs sit near 57, with lows near 38. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 57° | 46° | 38° |
| April | 73° | 58° | 45° |
| July | 98° | 79° | 61° |
| October | 80° | 62° | 47° |
Flying in and out of 95648
Sacramento International sits about 20 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95648
Schools across 95648 average a B, better than 69% of zip codes.
Top elementary schools
- Twelve Bridges ElementaryA− · 61% proficient
- Scott M. LeamanA− · 56% proficient
- Lincoln Crossing ElementaryB+ · 53% proficient
Top middle schools
- Twelve Bridges MiddleA− · 56% proficient
- Glen Edwards MiddleC+ · 38% proficient
Top high schools
- Del Oro HighA− · 61% proficient
- Whitney HighB+ · 56% proficient
- Lincoln HighB · 48% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95648 school and its grade on SchoolGrade.
95648 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95648 against the other 33,109 zip codes.
Who 95648 suits
Remote workers
Cost of living against local pay beats 76% of zip codes, internet is fast and widely advertised, and 23% already work from home.
Retirees
The weather beats 84% of zip codes and health care access beats 58%.
Common questions about living in 95648
Is 95648 a good place to live?
Using BestNeighborhood's default rankings, 95648 ranks 4,512th of 33,110 zip codes. It scores highest on high incomes, biking, and few empty homes, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95648 expensive to live in?
The median home is worth $662,270. The overall cost of living runs about 18% above the national average. Set against a $119,096 median income, cost of living beats 76% of zip codes.
Is 95648 safe?
Yes, 95648 is safer than 87% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $216 per resident a year.
What is the weather like in 95648?
July highs average about 98 degrees, and January highs near 57 with lows near 38. That works out to about 136 pleasant days a year, more than 84% of zip codes.
Is 95648 good for families?
Schools beat 69% of zip codes, crime safety beats 87%, and childcare runs $1,572 a month.
Compare 95648 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95648. Scores are absolute rather than ranked, which means a 60 in 95648 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95648 detail on BestNeighborhood maps:
- Walk Grade for 95648: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95648: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95648: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95648: carrier by carrier coverage behind the cell score.
95648 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.