Best Places95661, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95661, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95661 ranks 5,681st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95661
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95661's strengths and weaknesses
Where 95661 ranks high
- BikingBetter than 94% of zip codes
- Nice weatherabout 150 pleasant days a year, better than 89% of zip codes
- Household income$115,950 median, better than 88% of zip codes
- Cell coverageBetter than 88% of zip codes
- Disaster safetyBetter than 88% of zip codes
Where 95661 ranks low
- Cheap childcare$1,572 a month, better than only 4% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- QuietBetter than only 11% of zip codes
- State fiscal healthBetter than only 20% of zip codes
- Cheap car insuranceBetter than only 21% of zip codes
What it costs to buy a home in 95661
A household needs to earn about $182,000 a year to comfortably buy the median 95661 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $115,950, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95661's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95661
95661 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95661.
Who works in 95661, and how
Work in 95661 centers on health care & social and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 71%
- Work from home 24%
- Transit, walk, or bike 5%
Life in 95661
95661 has more restaurants and bars per resident than 86% of zip codes and more parkland per resident than 87% of zip codes. Dining, parks, and nightlife concentrates in some parts of 95661 and thins out in others, which the map shows.
What the weather is like in 95661, month by month
95661 sees roughly 150 pleasant days a year. July highs average about 97 degrees. January highs sit near 58, with lows near 41. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 48° | 41° |
| April | 75° | 60° | 49° |
| July | 97° | 78° | 63° |
| October | 80° | 65° | 52° |
Flying in and out of 95661
Sacramento International sits about 19 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95661
Schools across 95661 average a B−, better than 63% of zip codes.
Top elementary schools
- Greenhills ElementaryA · 68% proficient
- Maidu ElementaryB+ · 55% proficient
Top middle schools
- Olympus Junior HighA · 67% proficient
- Excelsior ElementaryA− · 53% proficient
- Warren T. Eich MiddleD+ · 25% proficient
Top high schools
- Oakmont HighA− · 64% proficient
- Granite Bay HighB+ · 58% proficient
- Roseville HighB− · 42% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95661 school and its grade on SchoolGrade.
95661 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95661 against the other 33,109 zip codes.
Who 95661 suits
Remote workers
Cost of living against local pay beats 74% of zip codes, internet is fast and widely advertised, and 24% already work from home.
Retirees
The weather beats 89% of zip codes and health care access beats 67%.
Common questions about living in 95661
Is 95661 a good place to live?
Using BestNeighborhood's default rankings, 95661 ranks 5,681st of 33,110 zip codes. It scores highest on biking, the weather, and high incomes, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95661 expensive to live in?
The median home is worth $703,343. The overall cost of living runs about 18% above the national average. Set against a $115,950 median income, cost of living beats 74% of zip codes.
Is 95661 safe?
95661 is safer than 37% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $384 per resident a year.
What is the weather like in 95661?
July highs average about 97 degrees, and January highs near 58 with lows near 41. That works out to about 150 pleasant days a year, more than 89% of zip codes.
Is 95661 good for families?
Schools beat 63% of zip codes, crime safety beats 37%, and childcare runs $1,572 a month.
Compare 95661 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95661. Scores are absolute rather than ranked, which means a 60 in 95661 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95661 detail on BestNeighborhood maps:
- Walk Grade for 95661: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95661: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95661: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95661: carrier by carrier coverage behind the cell score.
95661 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.