Best Places95610, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95610, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
95610 ranks 13,912th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and taxes are the weak spot.
The best neighborhoods in 95610
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95610's strengths and weaknesses
Where 95610 ranks high
- BikingBetter than 92% of zip codes
- TransitBetter than 91% of zip codes
- Nice weatherabout 149 pleasant days a year, better than 89% of zip codes
- Low vacancyBetter than 89% of zip codes
- WalkabilityBetter than 88% of zip codes
Where 95610 ranks low
- Low income/sales/gas taxBetter than only 10% of zip codes
- Cheap childcare$1,332 a month, better than only 13% of zip codes
- Heat safetyBetter than only 16% of zip codes
- Cheap car insuranceBetter than only 17% of zip codes
- State fiscal healthBetter than only 20% of zip codes
What it costs to buy a home in 95610
A household needs to earn about $130,000 a year to comfortably buy the median 95610 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $89,145, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95610's effective rate of 0.72%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95610
95610 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95610.
Who works in 95610, and how
Work in 95610 centers on retail trade and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 17%
- Transit, walk, or bike 6%
Life in 95610
95610 has more restaurants and bars per resident than 67% of zip codes. That concentrates in some parts of 95610 and thins out in others, which the map shows.
What the weather is like in 95610, month by month
95610 sees roughly 149 pleasant days a year. July highs average about 97 degrees. January highs sit near 58, with lows near 41. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 48° | 41° |
| April | 75° | 60° | 49° |
| July | 97° | 78° | 63° |
| October | 80° | 65° | 52° |
Flying in and out of 95610
Sacramento International sits about 17 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95610
Schools across 95610 average a C, better than 38% of zip codes.
Top elementary schools
- Charles Peck ElementaryD+ · 25% proficient
- Skycrest ElementaryD+ · 25% proficient
Top middle schools
- Andrew Carnegie MiddleD+ · 25% proficient
- Will Rogers MiddleD+ · 25% proficient
Top high schools
- El Camino Fundamental HighB− · 45% proficient
- Mesa Verde HighD · 23% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95610 school and its grade on SchoolGrade.
95610 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95610 against the other 33,109 zip codes.
Who 95610 suits
Remote workers
Internet is fast and widely advertised and 17% already work from home.
Common questions about living in 95610
Is 95610 a good place to live?
Using BestNeighborhood's default rankings, 95610 ranks 13,912th of 33,110 zip codes. It scores highest on biking, transit, and the weather, and lowest on taxes and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95610 expensive to live in?
The median home is worth $504,658. The overall cost of living runs about 12% above the national average. Set against a $89,145 median income, cost of living beats 40% of zip codes.
Is 95610 safe?
95610 is safer than 22% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $462 per resident a year.
What is the weather like in 95610?
July highs average about 97 degrees, and January highs near 58 with lows near 41. That works out to about 149 pleasant days a year, more than 89% of zip codes.
Is 95610 good for families?
Schools beat 38% of zip codes, crime safety beats 22%, and childcare runs $1,332 a month.
Compare 95610 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95610. Scores are absolute rather than ranked, which means a 60 in 95610 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95610 detail on BestNeighborhood maps:
- Walk Grade for 95610: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95610: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95610: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95610: carrier by carrier coverage behind the cell score.
95610 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.