Best Places95689, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95689, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95689 ranks 17,871st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a strong job market by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 95689
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95689's strengths and weaknesses
Where 95689 ranks high
- Local economyBetter than 98% of zip codes
- Nice weatherabout 168 pleasant days a year, better than 94% of zip codes
- QuietBetter than 88% of zip codes
- Healthcare accessBetter than 86% of zip codes
- Household income$110,736 median, better than 86% of zip codes
Where 95689 ranks low
- Short commute62.0 minutes each way, better than only 1% of zip codes
- BikingBetter than only 3% of zip codes
- Cell coverageBetter than only 3% of zip codes
- Internet speedBetter than only 7% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
What it costs to buy a home in 95689
A household needs to earn about $128,000 a year to comfortably buy the median 95689 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $110,736, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95689's effective rate of 0.72%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95689
95689 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95689.
Who works in 95689, and how
Work in 95689 centers on public administration and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 18%
- Transit, walk, or bike 3%
Life in 95689
The map and measures below break down dining, culture, and green space by neighborhood across 95689.
What the weather is like in 95689, month by month
95689 sees roughly 168 pleasant days a year. July highs average about 91 degrees. January highs sit near 53, with lows near 41. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 53° | 46° | 41° |
| April | 65° | 55° | 47° |
| July | 91° | 80° | 70° |
| October | 73° | 64° | 57° |
Flying in and out of 95689
The nearest airport, Stockton Metro, is about 53 miles away and is a small airport. The nearest major hub is Sacramento International, about 56 miles away.
The best schools in and around 95689
Schools across 95689 average a C−, better than 22% of zip codes.
Top elementary schools
- Pine Grove Elementary Stem MagnetC+ · 37% proficient
- Sutter Creek ElementaryC− · 28% proficient
- Pioneer Magnet School For The Visual And Performing ArtsD+ · 24% proficient
Top middle schools
- Ione Junior HighD · 23% proficient
- Jackson Junior HighD · 22% proficient
Top high schools
- Argonaut HighC+ · 35% proficient
- Amador HighC · 32% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95689 school and its grade on SchoolGrade.
95689 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95689 against the other 33,109 zip codes.
Common questions about living in 95689
Is 95689 a good place to live?
Using BestNeighborhood's default rankings, 95689 ranks 17,871st of 33,110 zip codes. It scores highest on a strong job market, the weather, and quiet, and lowest on long commutes and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95689 expensive to live in?
The median home is worth $494,360. The overall cost of living runs about 8% above the national average. Set against a $110,736 median income, cost of living beats 82% of zip codes.
Is 95689 safe?
Yes, 95689 is safer than 78% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $241 per resident a year.
Compare 95689 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95689. Scores are absolute rather than ranked, which means a 60 in 95689 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95689 detail on BestNeighborhood maps:
- Walk Grade for 95689: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95689: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95689: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95689: carrier by carrier coverage behind the cell score.
95689 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.