Best Places95742, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95742, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95742 ranks 1,109th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on population health by a wide margin, and taxes are the weak spot.
The best neighborhoods in 95742
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95742's strengths and weaknesses
Where 95742 ranks high
- Health outlookBetter than 99% of zip codes
- Household income$157,487 median, better than 97% of zip codes
- Local economyBetter than 96% of zip codes
- Cost of living vs incomeBetter than 95% of zip codes
- Low vacancyBetter than 92% of zip codes
Where 95742 ranks low
- Low income/sales/gas taxBetter than only 10% of zip codes
- Tree shadeBetter than only 12% of zip codes
- Cheap childcare$1,332 a month, better than only 13% of zip codes
- Cheap car insuranceBetter than only 17% of zip codes
- State fiscal healthBetter than only 20% of zip codes
What it costs to buy a home in 95742
A household needs to earn about $171,000 a year to comfortably buy the median 95742 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $157,487; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95742's effective rate of 1.09%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 95742
95742 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95742.
Who works in 95742, and how
Work in 95742 centers on health care & social and public administration. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 63%
- Work from home 32%
- Transit, walk, or bike 5%
Life in 95742
95742 has more restaurants and bars per resident than 71% of zip codes. That concentrates in some parts of 95742 and thins out in others, which the map shows.
What the weather is like in 95742, month by month
95742 sees roughly 147 pleasant days a year. July highs average about 96 degrees. January highs sit near 58, with lows near 40. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 48° | 40° |
| April | 74° | 60° | 47° |
| July | 96° | 77° | 60° |
| October | 80° | 64° | 50° |
Flying in and out of 95742
Sacramento International sits about 22 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95742
Schools across 95742 average an A−, better than 86% of zip codes.
Top elementary schools
- Sunrise ElementaryA · 66% proficient
- Robert J. Mcgarvey ElementaryA · 66% proficient
- Cosumnes River ElementaryA− · 58% proficient
Top middle schools
- Katherine L. Albiani MiddleA · 61% proficient
Top high schools
- Pleasant Grove HighA− · 66% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95742 school and its grade on SchoolGrade.
95742 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95742 against the other 33,109 zip codes.
Common questions about living in 95742
Is 95742 a good place to live?
Using BestNeighborhood's default rankings, 95742 ranks 1,109th of 33,110 zip codes. It scores highest on population health, high incomes, and a strong job market, and lowest on taxes and tree cover. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95742 expensive to live in?
The median home is worth $630,415. The overall cost of living runs about 11% above the national average. Set against a $157,487 median income, cost of living beats 95% of zip codes.
Is 95742 safe?
Yes, 95742 is safer than 62% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $336 per resident a year.
Compare 95742 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95742. Scores are absolute rather than ranked, which means a 60 in 95742 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95742 detail on BestNeighborhood maps:
- Walk Grade for 95742: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95742: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95742: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95742: carrier by carrier coverage behind the cell score.
95742 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.