Best Places95818, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95818, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95818 ranks 3,220th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and noise is the weak spot.
The best neighborhoods in 95818
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95818's strengths and weaknesses
Where 95818 ranks high
- BikingBetter than 99% of zip codes
- TransitBetter than 98% of zip codes
- WalkabilityBetter than 96% of zip codes
- Health outlookBetter than 94% of zip codes
- Educational attainmentBetter than 94% of zip codes
Where 95818 ranks low
- QuietBetter than only 3% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Cheap childcare$1,332 a month, better than only 13% of zip codes
- Cheap car insuranceBetter than only 16% of zip codes
- Crime safetyBetter than only 17% of zip codes
What it costs to buy a home in 95818
A household needs to earn about $191,000 a year to comfortably buy the median 95818 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $127,978, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95818's effective rate of 0.68%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95818
95818's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95818.
Who works in 95818, and how
Work in 95818 centers on public administration and education. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 57%
- Work from home 34%
- Transit, walk, or bike 9%
Life in 95818
95818 has more restaurants and bars per resident than 76% of zip codes and more parkland per resident than 83% of zip codes. Dining, parks, and nightlife concentrates in some parts of 95818 and thins out in others, which the map shows.
What the weather is like in 95818, month by month
95818 sees roughly 156 pleasant days a year. July highs average about 96 degrees. January highs sit near 59, with lows near 39. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 59° | 49° | 39° |
| April | 76° | 60° | 46° |
| July | 96° | 75° | 59° |
| October | 82° | 64° | 49° |
Flying in and out of 95818
Sacramento International sits about 11 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
95818 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95818 against the other 33,109 zip codes.
Who 95818 suits
Remote workers
Cost of living against local pay beats 82% of zip codes, internet is fast and widely advertised, and 34% already work from home.
Common questions about living in 95818
Is 95818 a good place to live?
Using BestNeighborhood's default rankings, 95818 ranks 3,220th of 33,110 zip codes. It scores highest on biking, transit, and walkability, and lowest on noise and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95818 expensive to live in?
The median home is worth $740,947. The overall cost of living runs about 24% above the national average. Set against a $127,978 median income, cost of living beats 82% of zip codes.
Is 95818 safe?
95818 is safer than 17% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $521 per resident a year.
What is the weather like in 95818?
July highs average about 96 degrees, and January highs near 59 with lows near 39. That works out to about 156 pleasant days a year, more than 91% of zip codes.
Is 95818 good for families?
Schools beat 46% of zip codes, crime safety beats 17%, and childcare runs $1,332 a month.
Compare 95818 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95818. Scores are absolute rather than ranked, which means a 60 in 95818 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95818 detail on BestNeighborhood maps:
- Walk Grade for 95818: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95818: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95818: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95818: carrier by carrier coverage behind the cell score.
95818 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.