Best Places95928, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95928, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
95928 ranks 17,765th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in 95928
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95928's strengths and weaknesses
Where 95928 ranks high
- BikingBetter than 96% of zip codes
- Short commute17.0 minutes each way, better than 94% of zip codes
- WalkabilityBetter than 91% of zip codes
- TransitBetter than 88% of zip codes
- Nice weatherabout 140 pleasant days a year, better than 86% of zip codes
Where 95928 ranks low
- Disaster safetyBetter than only 8% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Heat safetyBetter than only 15% of zip codes
- Voter turnoutBetter than only 19% of zip codes
- Local economyBetter than only 19% of zip codes
What it costs to buy a home in 95928
A household needs to earn about $128,000 a year to comfortably buy the median 95928 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $73,900, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95928's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95928
95928's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95928.
Who works in 95928, and how
Work in 95928 centers on health care & social and retail trade. Unemployment sits above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 13%
- Transit, walk, or bike 7%
Life in 95928
95928 has more restaurants and bars per resident than 84% of zip codes and more parkland per resident than 90% of zip codes. Dining, parks, and nightlife concentrates in some parts of 95928 and thins out in others, which the map shows.
What the weather is like in 95928, month by month
95928 sees roughly 140 pleasant days a year. July highs average about 97 degrees. January highs sit near 57, with lows near 40. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 57° | 48° | 40° |
| April | 74° | 62° | 50° |
| July | 97° | 83° | 69° |
| October | 79° | 65° | 52° |
Flying in and out of 95928
The nearest airport, Redding Regional, is about 60 miles away and is a small airport. The nearest major hub is Sacramento International, about 72 miles away.
The best schools in and around 95928
Schools across 95928 average a C+, better than 48% of zip codes.
Top elementary schools
- Chico Country DayB · 47% proficient
- Durham ElementaryB · 45% proficient
- Emma Wilson ElementaryD+ · 25% proficient
Top middle schools
- Durham IntermediateC− · 31% proficient
- Marsh (harry M.) Junior HighD+ · 25% proficient
- Paradise Junior HighF · 10% proficient
Top high schools
- Chico HighA− · 59% proficient
- Pleasant Valley HighB+ · 53% proficient
- Durham HighB · 47% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95928 school and its grade on SchoolGrade.
95928 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95928 against the other 33,109 zip codes.
Who 95928 suits
Remote workers
Internet is fast and widely advertised and 13% already work from home.
Common questions about living in 95928
Is 95928 a good place to live?
Using BestNeighborhood's default rankings, 95928 ranks 17,765th of 33,110 zip codes. It scores highest on biking, short commutes, and walkability, and lowest on disaster risk and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95928 expensive to live in?
The median home is worth $496,544. The overall cost of living runs about 6% above the national average. Set against a $73,900 median income, cost of living beats 30% of zip codes.
Is 95928 safe?
95928 is safer than 24% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $482 per resident a year.
What is the weather like in 95928?
July highs average about 97 degrees, and January highs near 57 with lows near 40. That works out to about 140 pleasant days a year, more than 86% of zip codes.
Is 95928 good for families?
Schools beat 48% of zip codes, crime safety beats 24%, and childcare runs $1,205 a month.
Compare 95928 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95928. Scores are absolute rather than ranked, which means a 60 in 95928 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95928 detail on BestNeighborhood maps:
- Walk Grade for 95928: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95928: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95928: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95928: carrier by carrier coverage behind the cell score.
95928 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.