Best Places95965, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95965, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
95965 ranks 29,729th of 33,110 U.S. zip codes on the BestNeighborhood index. Summer heat pulls hardest against it, while it scores best on transit.
The best neighborhoods in 95965
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95965's strengths and weaknesses
Where 95965 ranks high
- TransitBetter than 84% of zip codes
- Nice weatherabout 134 pleasant days a year, better than 83% of zip codes
- BikingBetter than 77% of zip codes
- WalkabilityBetter than 72% of zip codes
- Cell coverageBetter than 69% of zip codes
Where 95965 ranks low
- Heat safetyBetter than only 5% of zip codes
- Voter turnoutBetter than only 6% of zip codes
- Educational attainmentBetter than only 8% of zip codes
- Cost of living vs incomeBetter than only 9% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
What it costs to buy a home in 95965
A household needs to earn about $80,000 a year to comfortably buy the median 95965 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $56,671, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95965's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 95965
95965 runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95965.
Who works in 95965, and how
Work in 95965 centers on health care & social and retail trade. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 8%
- Transit, walk, or bike 6%
Life in 95965
95965 has more parkland per resident than 86% of zip codes. That concentrates in some parts of 95965 and thins out in others, which the map shows.
What the weather is like in 95965, month by month
95965 sees roughly 134 pleasant days a year. July highs average about 100 degrees. January highs sit near 59, with lows near 41. The comfortable stretch runs March through May and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 59° | 50° | 41° |
| April | 77° | 62° | 48° |
| July | 100° | 83° | 66° |
| October | 82° | 66° | 51° |
Flying in and out of 95965
Sacramento International sits about 57 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95965
Schools across 95965 average a D+, better than 18% of zip codes.
Top elementary schools
- Durham ElementaryB · 45% proficient
- Stream CharterB− · 43% proficient
- Wilson ElementaryC+ · 36% proficient
Top middle schools
- Durham IntermediateC− · 31% proficient
- Sycamore MiddleC− · 29% proficient
- Nelson Avenue MiddleD · 23% proficient
Top high schools
- Durham HighB · 47% proficient
- Gridley HighB− · 43% proficient
- Paradise Senior HighC+ · 35% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95965 school and its grade on SchoolGrade.
95965 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95965 against the other 33,109 zip codes.
Who 95965 suits
Common questions about living in 95965
Is 95965 a good place to live?
Using BestNeighborhood's default rankings, 95965 ranks 29,729th of 33,110 zip codes. It scores highest on transit, the weather, and biking, and lowest on summer heat and civic engagement. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95965 expensive to live in?
The median home is worth $309,006. The overall cost of living runs about 0% above the national average. Set against a $56,671 median income, cost of living beats 9% of zip codes.
Is 95965 safe?
95965 is safer than 19% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $519 per resident a year.
What is the weather like in 95965?
July highs average about 100 degrees, and January highs near 59 with lows near 41. That works out to about 134 pleasant days a year, more than 83% of zip codes.
Is 95965 good for families?
Schools beat 18% of zip codes, crime safety beats 19%, and childcare runs $1,205 a month.
Compare 95965 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95965. Scores are absolute rather than ranked, which means a 60 in 95965 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95965 detail on BestNeighborhood maps:
- Walk Grade for 95965: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95965: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95965: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95965: carrier by carrier coverage behind the cell score.
95965 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.