Best Places98045, WA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 98045, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
98045 ranks 1,305th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 98045
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
98045's strengths and weaknesses
Where 98045 ranks high
- Household income$176,345 median, better than 98% of zip codes
- Cost of living vs incomeBetter than 96% of zip codes
- Health outlookBetter than 96% of zip codes
- Air qualityBetter than 93% of zip codes
- Educational attainmentBetter than 91% of zip codes
Where 98045 ranks low
- Cheap childcare$2,022 a month, better than only 1% of zip codes
- Housing crash safetyBetter than only 4% of zip codes
- State infrastructureBetter than only 11% of zip codes
- QuietBetter than only 20% of zip codes
- Disaster safetyBetter than only 25% of zip codes
What it costs to buy a home in 98045
A household needs to earn about $253,000 a year to comfortably buy the median 98045 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $176,345, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98045's effective rate of 0.85%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 98045
98045's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 98045.
Who works in 98045, and how
Work in 98045 centers on professional & technical and retail trade. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 67%
- Work from home 27%
- Transit, walk, or bike 6%
Life in 98045
98045 has more restaurants and bars per resident than 67% of zip codes and more parkland per resident than 97% of zip codes. The coast is about 30 minutes away. Dining, parks, and nightlife concentrates in some parts of 98045 and thins out in others, which the map shows.
What the weather is like in 98045, month by month
98045 sees roughly 143 pleasant days a year. July highs average about 81 degrees. January highs sit near 50, with lows near 36. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 50° | 42° | 36° |
| April | 62° | 52° | 42° |
| July | 81° | 69° | 58° |
| October | 63° | 54° | 46° |
Flying in and out of 98045
The nearest airport, Boeing Field/King County International, is about 26 miles away and is a small airport. The nearest major hub is Seattle-Tacoma International, about 26 miles away.
98045 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98045 against the other 33,109 zip codes.
Common questions about living in 98045
Is 98045 a good place to live?
Using BestNeighborhood's default rankings, 98045 ranks 1,305th of 33,110 zip codes. It scores highest on high incomes, what local pay buys, and population health, and lowest on childcare costs and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 98045 expensive to live in?
The median home is worth $960,797. The overall cost of living runs about 28% above the national average. Set against a $176,345 median income, cost of living beats 96% of zip codes.
Is 98045 safe?
Yes, 98045 is safer than 60% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $373 per resident a year.
Compare 98045 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 98045. Scores are absolute rather than ranked, which means a 60 in 98045 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
98045 detail on BestNeighborhood maps:
- Walk Grade for 98045: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 98045: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 98045: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 98045: carrier by carrier coverage behind the cell score.
98045 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.