Best Places98278, WA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 98278, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
98278 ranks 15,170th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on short commutes by a wide margin, and civic engagement ranks lowest.
The best neighborhoods in 98278
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
98278's strengths and weaknesses
Where 98278 ranks high
- Short commute6.7 minutes each way, better than 99% of zip codes
- Heat safetyBetter than 99% of zip codes
- Health outlookBetter than 99% of zip codes
- Air qualityBetter than 98% of zip codes
- WalkabilityBetter than 97% of zip codes
Where 98278 ranks low
- Voter turnoutBetter than only 1% of zip codes
- Healthcare accessBetter than only 2% of zip codes
- Cost of living vs incomeBetter than only 3% of zip codes
- Household income$42,188 median, better than only 3% of zip codes
- Housing crash safetyBetter than only 3% of zip codes
What it costs to buy a home in 98278
A household needs to earn about $105,000 a year to comfortably buy the median 98278 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $42,188, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98278's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 98278
98278 runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 98278.
Who works in 98278, and how
Work in 98278 centers on hospitality & food and construction. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 71%
- Work from home 0%
- Transit, walk, or bike 28%
Life in 98278
The coast is about 5 minutes away. Distance to the water changes a lot across 98278, which the map shows.
What the weather is like in 98278, month by month
98278 sees roughly 115 pleasant days a year. July highs average about 69 degrees. January highs sit near 50, with lows near 36. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 50° | 43° | 36° |
| April | 58° | 50° | 42° |
| July | 69° | 60° | 53° |
| October | 61° | 52° | 44° |
Flying in and out of 98278
The nearest airport, Friday Harbor, is about 20 miles away and is a small airport. The nearest major hub is Seattle-Tacoma International, about 64 miles away.
98278 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98278 against the other 33,109 zip codes.
Common questions about living in 98278
Is 98278 a good place to live?
Using BestNeighborhood's default rankings, 98278 ranks 15,170th of 33,110 zip codes. It scores highest on short commutes, heat safety, and population health, and lowest on civic engagement and thin health care access. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 98278 expensive to live in?
The median home is worth $410,000. The overall cost of living runs about 10% above the national average. Set against a $42,188 median income, cost of living beats 3% of zip codes.
Is 98278 safe?
98278 is safer than 25% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $562 per resident a year.
Compare 98278 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 98278. Scores are absolute rather than ranked, which means a 60 in 98278 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
98278 detail on BestNeighborhood maps:
- Walk Grade for 98278: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 98278: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 98278: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 98278: carrier by carrier coverage behind the cell score.
98278 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.