Best Places98406, WA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 98406, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
98406 ranks 4,405th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and state infrastructure ranks lowest.
The best neighborhoods in 98406
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
98406's strengths and weaknesses
Where 98406 ranks high
- BikingBetter than 95% of zip codes
- Air qualityBetter than 94% of zip codes
- TransitBetter than 93% of zip codes
- WalkabilityBetter than 91% of zip codes
- Low vacancyBetter than 90% of zip codes
Where 98406 ranks low
- State infrastructureBetter than only 11% of zip codes
- QuietBetter than only 13% of zip codes
- Cheap childcare$1,327 a month, better than only 13% of zip codes
- Disaster safetyBetter than only 19% of zip codes
- Housing crash safetyBetter than only 27% of zip codes
What it costs to buy a home in 98406
A household needs to earn about $163,000 a year to comfortably buy the median 98406 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $112,904, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98406's effective rate of 0.86%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 98406
98406 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 98406.
Who works in 98406, and how
Work in 98406 centers on education and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 20%
- Transit, walk, or bike 8%
Life in 98406
98406 has more restaurants and bars per resident than 71% of zip codes and more late-night spots per resident than 83% of zip codes. The coast is about 4 minutes away. Dining, parks, and nightlife concentrates in some parts of 98406 and thins out in others, which the map shows.
What the weather is like in 98406, month by month
98406 sees roughly 129 pleasant days a year. July highs average about 79 degrees. January highs sit near 48, with lows near 36. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 48° | 42° | 36° |
| April | 60° | 49° | 41° |
| July | 79° | 65° | 54° |
| October | 61° | 52° | 45° |
Flying in and out of 98406
Seattle-Tacoma International sits about 16 miles away. It is a large hub and boarded 25.4 million passengers in 2025, with 172 nonstop destinations.
98406 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98406 against the other 33,109 zip codes.
Who 98406 suits
Remote workers
Cost of living against local pay beats 78% of zip codes, internet is fast and widely advertised, and 20% already work from home.
Common questions about living in 98406
Is 98406 a good place to live?
Using BestNeighborhood's default rankings, 98406 ranks 4,405th of 33,110 zip codes. It scores highest on biking, clean air, and transit, and lowest on state infrastructure and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 98406 expensive to live in?
The median home is worth $619,193. The overall cost of living runs about 12% above the national average. Set against a $112,904 median income, cost of living beats 78% of zip codes.
Is 98406 safe?
98406 is safer than 34% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $524 per resident a year.
What is the weather like in 98406?
July highs average about 79 degrees, and January highs near 48 with lows near 36. That works out to about 129 pleasant days a year, more than 80% of zip codes.
Is 98406 good for families?
Schools beat 59% of zip codes, crime safety beats 34%, and childcare runs $1,327 a month.
Compare 98406 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 98406. Scores are absolute rather than ranked, which means a 60 in 98406 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
98406 detail on BestNeighborhood maps:
- Walk Grade for 98406: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 98406: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 98406: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 98406: carrier by carrier coverage behind the cell score.
98406 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.