Best Places98405, WA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 98405, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
98405 ranks 13,811th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on transit by a wide margin, and crime is the weak spot.
The best neighborhoods in 98405
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
98405's strengths and weaknesses
Where 98405 ranks high
- TransitBetter than 98% of zip codes
- WalkabilityBetter than 97% of zip codes
- BikingBetter than 97% of zip codes
- Air qualityBetter than 94% of zip codes
- Cell coverageBetter than 88% of zip codes
Where 98405 ranks low
- Crime safetyBetter than only 7% of zip codes
- State infrastructureBetter than only 11% of zip codes
- Healthcare accessBetter than only 12% of zip codes
- Housing crash safetyBetter than only 13% of zip codes
- Cheap childcare$1,327 a month, better than only 13% of zip codes
What it costs to buy a home in 98405
A household needs to earn about $125,000 a year to comfortably buy the median 98405 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $75,312, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98405's effective rate of 0.86%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 98405
98405's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 98405.
Who works in 98405, and how
Work in 98405 centers on health care & social and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 71%
- Work from home 17%
- Transit, walk, or bike 12%
Life in 98405
98405 has more parkland per resident than 72% of zip codes. The coast is about 3 minutes away. That concentrates in some parts of 98405 and thins out in others, which the map shows.
What the weather is like in 98405, month by month
98405 sees roughly 126 pleasant days a year. July highs average about 79 degrees. January highs sit near 48, with lows near 36. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 48° | 42° | 36° |
| April | 60° | 49° | 41° |
| July | 79° | 65° | 54° |
| October | 61° | 52° | 45° |
Flying in and out of 98405
Seattle-Tacoma International sits about 16 miles away. It is a large hub and boarded 25.4 million passengers in 2025, with 172 nonstop destinations.
98405 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98405 against the other 33,109 zip codes.
Who 98405 suits
Remote workers
Internet is fast and widely advertised and 17% already work from home.
Common questions about living in 98405
Is 98405 a good place to live?
Using BestNeighborhood's default rankings, 98405 ranks 13,811th of 33,110 zip codes. It scores highest on transit, walkability, and biking, and lowest on crime and state infrastructure. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 98405 expensive to live in?
The median home is worth $474,837. The overall cost of living runs about 10% above the national average. Set against a $75,312 median income, cost of living beats 26% of zip codes.
Is 98405 safe?
98405 is safer than 7% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $976 per resident a year.
What is the weather like in 98405?
July highs average about 79 degrees, and January highs near 48 with lows near 36. That works out to about 126 pleasant days a year, more than 78% of zip codes.
Is 98405 good for families?
Schools beat 44% of zip codes, crime safety beats 7%, and childcare runs $1,327 a month.
Compare 98405 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 98405. Scores are absolute rather than ranked, which means a 60 in 98405 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
98405 detail on BestNeighborhood maps:
- Walk Grade for 98405: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 98405: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 98405: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 98405: carrier by carrier coverage behind the cell score.
98405 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.