Best Places98531, WA Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 98531, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

98531 ranks 20,157th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on clean air by a wide margin, and disaster risk is the weak spot.

#20,157
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 33,110 zip codes
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The best neighborhoods in 98531

Map of the best neighborhoods in the 98531 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
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BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

98531's strengths and weaknesses

Top 10%Clean air
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 98531 with other zip codes.

Where 98531 ranks high

  • Air qualityBetter than 93% of zip codes
  • Low vacancyBetter than 90% of zip codes
  • Low income/sales/gas taxBetter than 84% of zip codes
  • WalkabilityBetter than 84% of zip codes
  • TransitBetter than 78% of zip codes

Where 98531 ranks low

  • Disaster safetyBetter than only 8% of zip codes
  • Housing crash safetyBetter than only 9% of zip codes
  • Healthcare accessBetter than only 9% of zip codes
  • Cheap childcare$1,375 a month, better than only 11% of zip codes
  • State infrastructureBetter than only 11% of zip codes

What it costs to buy a home in 98531

A household needs to earn about $89,000 a year to comfortably buy the median 98531 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $68,676, so buying stretches a typical household.

Income to buy the median home
$89,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$2,085
principal, interest, tax, and insurance on a $344,600 home
Median rent
$1,179
a month, across all home sizes

Where the monthly payment goes

Principal & interest$1,757
Property tax$213
Homeowners insurance$115

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98531's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 98531

98531 runs older than the country.

Median age
43
older than the U.S. median of 41
Residents 65 and older
23%
versus 18% nationally
Average household
2.4
below the U.S. average of 2.6

Residents by age

Under 1818%
18 to 3422%
35 to 4919%
50 to 6418%
65 and older23%

Racial and ethnic makeup has its own map. See the race and diversity map for 98531.


Who works in 98531, and how

Work in 98531 centers on health care & social and retail trade. Unemployment is close to the national rate, and jobs are growing.

Work from home
8%
below the national average
Unemployment
4.4%
about the national average
Job growth
+3.6%
/y 2019-2023, faster than the national pace

Largest industries

Health care & social15%
Retail trade13%
Hospitality & food9%
Construction8%
Public administration8%

How people get to work

  • Drive or carpool 87%
  • Work from home 8%
  • Transit, walk, or bike 5%

Life in 98531

98531 has more restaurants and bars per resident than 68% of zip codes and more parkland per resident than 92% of zip codes. Dining, parks, and nightlife concentrates in some parts of 98531 and thins out in others, which the map shows.

Places to eat and drink
131
restaurants, bars, and fast food, about 49.1 per 10,000 residents, more than 68% of zip codes
Coffee shops
27
about 10.1 per 10,000 residents, more than 84% of zip codes
Parkland
351 acres
about 13.1 acres per 1,000 residents, more than 92% of zip codes

What the weather is like in 98531, month by month

98531 sees roughly 115 pleasant days a year. July highs average about 81 degrees. January highs sit near 48, with lows near 37. The comfortable stretch runs May through September.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January48°41°37°
April61°50°41°
July81°66°54°
October63°51°44°

Flying in and out of 98531

Seattle-Tacoma International sits about 59 miles away. It is a large hub and boarded 25.4 million passengers in 2025, with 172 nonstop destinations.

Nearest airport
SEA
Seattle-Tacoma International, about 59 miles
Airport size
Large hub
12th-busiest in the US, 172 nonstop destinations
Average drive
84 min
from the area, with no traffic

98531 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98531 against the other 33,109 zip codes.


Who 98531 suits

Families

Schools land around the 30th percentile and crime safety beats 71%.

See the families priority ↑

Remote workers

8% already work from home.

See the remote-work priority ↑

Retirees

The weather beats 73% of zip codes.

See the retirees priority ↑


Common questions about living in 98531

Is 98531 a good place to live?

Using BestNeighborhood's default rankings, 98531 ranks 20,157th of 33,110 zip codes. It scores highest on clean air, few empty homes, and low taxes, and lowest on disaster risk and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 98531 expensive to live in?

The median home is worth $344,600. The overall cost of living runs about 1% above the national average. Set against a $68,676 median income, cost of living beats 22% of zip codes.

Is 98531 safe?

Yes, 98531 is safer than 71% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $358 per resident a year.

What is the weather like in 98531?

July highs average about 81 degrees, and January highs near 48 with lows near 37. That works out to about 115 pleasant days a year, more than 73% of zip codes.

Is 98531 good for families?

Schools beat 30% of zip codes, crime safety beats 71%, and childcare runs $1,375 a month.


Compare 98531 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 98531. Scores are absolute rather than ranked, which means a 60 in 98531 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

98531 detail on BestNeighborhood maps:

  1. Walk Grade for 98531: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 98531: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 98531: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 98531: carrier by carrier coverage behind the cell score.

98531 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.