Best PlacesBaldwin, MI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Baldwin, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Baldwin ranks 46,864th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low disaster risk by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in Baldwin
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Baldwin's strengths and weaknesses
Where Baldwin ranks high
- Disaster safetyBetter than 96% of towns
- WalkabilityBetter than 82% of towns
- BikingBetter than 77% of towns
- Air qualityBetter than 69% of towns
- QuietBetter than 66% of towns
Where Baldwin ranks low
- Cheap car insuranceBetter than only 2% of towns
- School gradeD, better than only 4% of towns
- Cost of living vs incomeBetter than only 6% of towns
- Health outlookBetter than only 7% of towns
- Household income$45,051 median, better than only 7% of towns
What it costs to buy a home in Baldwin
A household needs to earn about $32,000 a year to comfortably buy the median Baldwin home, at 20% down and today's 30-year rate. That is below the area's own median income of $45,051, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Baldwin's effective rate of 0.87%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Baldwin
Baldwin runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Baldwin.
Who works in Baldwin, and how
Work in Baldwin centers on retail trade and manufacturing. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 13%
- Transit, walk, or bike 4%
Life in Baldwin
Baldwin has more restaurants and bars per resident than 78% of towns. That concentrates in some parts of Baldwin and thins out in others, which the map shows.
What the weather is like in Baldwin, month by month
Baldwin sees roughly 79 pleasant days a year. July highs average about 82 degrees. January highs sit near 30, with lows near 18. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 30° | 24° | 18° |
| April | 55° | 44° | 34° |
| July | 82° | 71° | 59° |
| October | 60° | 50° | 41° |
Flying in and out of Baldwin
The nearest airport, Manistee County/Blacker, is about 32 miles away and is a small airport. The nearest major hub is General Mitchell International, about 122 miles away.
The best schools in and around Baldwin
Schools across Baldwin average a D, better than 4% of towns.
Top elementary schools
- Pine River Area Elementary SchoolB · 50% proficient
- Mason County Central Upper ElementaryC− · 27% proficient
- Baldwin Elementary SchoolF · 10% proficient
Top middle schools
- Mason County Central MsD+ · 25% proficient
- Baldwin Junior High SchoolF · 11% proficient
Top high schools
- Cadillac Senior High SchoolC · 33% proficient
- Baldwin Senior High SchoolD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Baldwin school and its grade on SchoolGrade.
Baldwin measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Baldwin against the other 50,332 towns.
Common questions about living in Baldwin
Is Baldwin a good place to live?
Using BestNeighborhood's default rankings, Baldwin ranks 46,864th of 50,333 towns. It scores highest on low disaster risk, walkability, and biking, and lowest on car insurance costs and the schools. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Baldwin expensive to live in?
The median home is worth $123,073. The overall cost of living runs about 13% below the national average. Set against a $45,051 median income, cost of living beats 6% of towns.
Is Baldwin safe?
Baldwin is safer than 14% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $569 per resident a year.
Compare Baldwin with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Baldwin. Scores are absolute rather than ranked, which means a 60 in Baldwin represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Baldwin detail on BestNeighborhood maps:
- Walk Grade for Baldwin: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Baldwin: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Baldwin: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Baldwin: carrier by carrier coverage behind the cell score.
Baldwin detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.