Best PlacesBelmar, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Belmar, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Belmar ranks 6,785th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and state finances rank lowest.
The best neighborhoods in Belmar
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Belmar's strengths and weaknesses
Where Belmar ranks high
- Big-city accessBetter than 99% of towns
- Internet speedBetter than 98% of towns
- WalkabilityBetter than 97% of towns
- Health outlookBetter than 96% of towns
- TransitBetter than 96% of towns
Where Belmar ranks low
- State fiscal healthBetter than only 1% of towns
- Cheap childcare$1,493 a month, better than only 4% of towns
- QuietBetter than only 4% of towns
- Housing crash safetyBetter than only 6% of towns
- Nice weatherabout 60 pleasant days a year, better than only 8% of towns
What it costs to buy a home in Belmar
A household needs to earn about $197,000 a year to comfortably buy the median Belmar home, at 20% down and today's 30-year rate. That runs well above the area's median income of $125,328, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Belmar's effective rate of 1.21%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Belmar
Belmar runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Belmar.
Who works in Belmar, and how
Work in Belmar centers on health care & social and professional & technical. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 20%
- Transit, walk, or bike 8%
Life in Belmar
Belmar has more restaurants and bars per resident than 90% of towns and more parkland per resident than 88% of towns. The coast is about 4 minutes away. Dining, parks, and nightlife concentrates in some parts of Belmar and thins out in others, which the map shows.
What the weather is like in Belmar, month by month
Belmar sees roughly 60 pleasant days a year. July highs average about 88 degrees. January highs sit near 44, with lows near 26. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 34° | 26° |
| April | 64° | 53° | 42° |
| July | 88° | 77° | 68° |
| October | 70° | 59° | 49° |
Flying in and out of Belmar
John F Kennedy International sits about 35 miles away. It is a large hub and boarded 31.0 million passengers in 2025, with 249 nonstop destinations.
The best schools in and around Belmar
Schools across Belmar average a C+, better than 40% of towns.
Top elementary schools
- Allenwood Elementary SchoolB · 47% proficient
- Central Elementary SchoolB · 45% proficient
- Old Mill Elementary SchoolB− · 43% proficient
Top middle schools
- Wall Intermediate SchoolC+ · 36% proficient
Top high schools
- Communications High SchoolA+ · 93% proficient
- Wall High SchoolC+ · 36% proficient
- Neptune High SchoolD · 19% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Belmar school and its grade on SchoolGrade.
Belmar measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Belmar against the other 50,332 towns.
Common questions about living in Belmar
Is Belmar a good place to live?
Using BestNeighborhood's default rankings, Belmar ranks 6,785th of 50,333 towns. It scores highest on big-city access, fast internet, and walkability, and lowest on state finances and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Belmar expensive to live in?
The median home is worth $714,308. The overall cost of living runs about 33% above the national average. Set against a $125,328 median income, cost of living beats 75% of towns.
Is Belmar safe?
Yes, Belmar is safer than 79% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $164 per resident a year.
Compare Belmar with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Belmar. Scores are absolute rather than ranked, which means a 60 in Belmar represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Belmar detail on BestNeighborhood maps:
- Walk Grade for Belmar: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Belmar: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Belmar: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Belmar: carrier by carrier coverage behind the cell score.
Belmar detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.