Best PlacesSea Girt, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Sea Girt, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Sea Girt ranks 3,029th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on health care access by a wide margin, and state finances rank lowest.
The best neighborhoods in Sea Girt
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Sea Girt's strengths and weaknesses
Where Sea Girt ranks high
- Healthcare accessBetter than 99% of towns
- Big-city accessBetter than 99% of towns
- Internet speedBetter than 98% of towns
- Household income$160,869 median, better than 98% of towns
- TransitBetter than 97% of towns
Where Sea Girt ranks low
- State fiscal healthBetter than only 1% of towns
- Housing crash safetyBetter than only 2% of towns
- Cheap childcare$1,493 a month, better than only 4% of towns
- Nice weatherabout 60 pleasant days a year, better than only 8% of towns
- QuietBetter than only 16% of towns
What it costs to buy a home in Sea Girt
A household needs to earn about $382,000 a year to comfortably buy the median Sea Girt home, at 20% down and today's 30-year rate. That runs well above the area's median income of $160,869, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Sea Girt's effective rate of 0.89%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Sea Girt
Sea Girt runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Sea Girt.
Who works in Sea Girt, and how
Work in Sea Girt centers on professional & technical and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 23%
- Transit, walk, or bike 5%
Life in Sea Girt
Sea Girt has more restaurants and bars per resident than 88% of towns. The coast is about 4 minutes away. That concentrates in some parts of Sea Girt and thins out in others, which the map shows.
What the weather is like in Sea Girt, month by month
Sea Girt sees roughly 60 pleasant days a year. July highs average about 88 degrees. January highs sit near 44, with lows near 26. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 34° | 26° |
| April | 64° | 53° | 42° |
| July | 88° | 77° | 68° |
| October | 70° | 59° | 49° |
Flying in and out of Sea Girt
John F Kennedy International sits about 38 miles away. It is a large hub and boarded 31.0 million passengers in 2025, with 249 nonstop destinations.
The best schools in and around Sea Girt
Schools across Sea Girt average a B, better than 64% of towns.
Top elementary schools
- Sea Girt Elementary SchoolB+ · 54% proficient
- Allenwood Elementary SchoolB · 47% proficient
- Old Mill Elementary SchoolB− · 43% proficient
Top middle schools
- Wall Intermediate SchoolC+ · 36% proficient
Top high schools
- Manasquan High SchoolB− · 43% proficient
- Wall High SchoolC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Sea Girt school and its grade on SchoolGrade.
Sea Girt measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Sea Girt against the other 50,332 towns.
Common questions about living in Sea Girt
Is Sea Girt a good place to live?
Using BestNeighborhood's default rankings, Sea Girt ranks 3,029th of 50,333 towns. It scores highest on health care access, big-city access, and fast internet, and lowest on state finances and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Sea Girt expensive to live in?
The median home is worth $1,442,864. The overall cost of living runs about 71% above the national average. Set against a $160,869 median income, cost of living beats 78% of towns.
Is Sea Girt safe?
Yes, Sea Girt is safer than 82% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $151 per resident a year.
Compare Sea Girt with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Sea Girt. Scores are absolute rather than ranked, which means a 60 in Sea Girt represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Sea Girt detail on BestNeighborhood maps:
- Walk Grade for Sea Girt: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Sea Girt: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Sea Girt: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Sea Girt: carrier by carrier coverage behind the cell score.
Sea Girt detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.