Best PlacesBeloit, WI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Beloit, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Beloit ranks 1,673rd of 2,098 U.S. cities on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the schools rank lowest.
The best neighborhoods in Beloit
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Beloit's strengths and weaknesses
Where Beloit ranks high
- Cheap car insuranceBetter than 93% of cities
- WalkabilityBetter than 85% of cities
- Low income/sales/gas taxBetter than 76% of cities
- Disaster safetyBetter than 75% of cities
- Heat safetyBetter than 75% of cities
Where Beloit ranks low
- School gradeD, better than only 4% of cities
- Internet speedBetter than only 8% of cities
- Household income$63,865 median, better than only 14% of cities
- Educational attainmentBetter than only 14% of cities
- Local economyBetter than only 18% of cities
What it costs to buy a home in Beloit
A household needs to earn about $51,000 a year to comfortably buy the median Beloit home, at 20% down and today's 30-year rate. That is below the area's own median income of $63,865, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Beloit's effective rate of 1.49%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Beloit
Beloit runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Beloit.
Who works in Beloit, and how
Work in Beloit centers on manufacturing and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 8%
- Transit, walk, or bike 5%
Life in Beloit
Beloit has more restaurants and bars per resident than 87% of cities and more parkland per resident than 97% of cities. Dining, parks, and nightlife concentrates in some parts of Beloit and thins out in others, which the map shows.
What the weather is like in Beloit, month by month
Beloit sees roughly 88 pleasant days a year. July highs average about 84 degrees. January highs sit near 30, with lows near 18. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 30° | 24° | 18° |
| April | 60° | 48° | 38° |
| July | 84° | 74° | 64° |
| October | 64° | 53° | 44° |
Flying in and out of Beloit
The nearest airport, Chicago/Rockford International, is about 23 miles away and is a small airport. The nearest major hub is General Mitchell International, about 65 miles away.
The best schools in and around Beloit
Schools across Beloit average a D, better than 4% of cities.
Top elementary schools
- Theodore Robinson Intermediate SchoolB+ · 52% proficient
- Washington ElementaryB+ · 52% proficient
- Parkview ElementaryB− · 44% proficient
Top middle schools
- Parkview Junior HighB · 45% proficient
- J C Mckenna MiddleB · 44% proficient
- Edison MiddleC+ · 39% proficient
Top high schools
- Evansville HighC+ · 37% proficient
- Parkview HighC+ · 37% proficient
- Turner HighC+ · 35% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Beloit school and its grade on SchoolGrade.
Beloit measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Beloit against the other 2,097 cities.
Who Beloit suits
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in Beloit
Is Beloit a good place to live?
Using BestNeighborhood's default rankings, Beloit ranks 1,673rd of 2,098 cities. It scores highest on cheap car insurance, walkability, and low taxes, and lowest on the schools and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Beloit expensive to live in?
The median home is worth $179,511. The overall cost of living runs about 13% below the national average. Set against a $63,865 median income, cost of living beats 19% of cities.
Is Beloit safe?
Beloit is safer than 34% of cities. Safety varies a lot by neighborhood. Crime costs an estimated $375 per resident a year.
What is the weather like in Beloit?
July highs average about 84 degrees, and January highs near 30 with lows near 18. That works out to about 88 pleasant days a year, more than 52% of cities.
Is Beloit good for families?
Schools beat 4% of cities, crime safety beats 34%, and childcare runs $1,303 a month.
Compare Beloit with other cities
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Beloit. Scores are absolute rather than ranked, which means a 60 in Beloit represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Beloit detail on BestNeighborhood maps:
- Walk Grade for Beloit: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Beloit: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Beloit: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Beloit: carrier by carrier coverage behind the cell score.
Beloit detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.