Best PlacesBluff Point, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Bluff Point, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Bluff Point ranks 15,943rd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and taxes are the weak spot.
The best neighborhoods in Bluff Point
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Bluff Point's strengths and weaknesses
Where Bluff Point ranks high
- Low vacancyBetter than 98% of towns
- Crime safetyBetter than 93% of towns
- Cheap car insuranceBetter than 92% of towns
- Local economyBetter than 87% of towns
- State infrastructureBetter than 80% of towns
Where Bluff Point ranks low
- Low income/sales/gas taxBetter than only 6% of towns
- Internet speedBetter than only 6% of towns
- BikingBetter than only 11% of towns
- WalkabilityBetter than only 19% of towns
- Tree shadeBetter than only 20% of towns
What it costs to buy a home in Bluff Point
A household needs to earn about $38,000 a year to comfortably buy the median Bluff Point home, at 20% down and today's 30-year rate. That is below the area's own median income of $74,125, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Bluff Point's effective rate of 0.67%, and insurance is estimated at 0.4% of home value a year.
Who lives in Bluff Point
Bluff Point runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Bluff Point.
Who works in Bluff Point, and how
Work in Bluff Point centers on manufacturing and arts & entertainment. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 3%
- Transit, walk, or bike 15%
Life in Bluff Point
The map and measures below break down dining, culture, and green space by neighborhood across Bluff Point.
What the weather is like in Bluff Point, month by month
Bluff Point sees roughly 68 pleasant days a year. July highs average about 87 degrees. January highs sit near 39, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 39° | 30° | 22° |
| April | 66° | 53° | 41° |
| July | 87° | 76° | 65° |
| October | 71° | 58° | 47° |
Flying in and out of Bluff Point
The nearest airport, Fort Wayne International, is about 46 miles away and is a small airport. The nearest major hub is Indianapolis International, about 82 miles away.
The best schools in and around Bluff Point
Schools across Bluff Point average a C, better than 35% of towns.
Top elementary schools
- East Jay ElementaryC · 34% proficient
Top high schools
- Jay County Jr/sr High SchoolC · 32% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Bluff Point school and its grade on SchoolGrade.
Bluff Point measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Bluff Point against the other 50,332 towns.
Common questions about living in Bluff Point
Is Bluff Point a good place to live?
Using BestNeighborhood's default rankings, Bluff Point ranks 15,943rd of 50,333 towns. It scores highest on few empty homes, low crime, and cheap car insurance, and lowest on taxes and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Bluff Point expensive to live in?
The median home is worth $147,700. The overall cost of living runs about 19% below the national average. Set against a $74,125 median income, cost of living beats 72% of towns.
Is Bluff Point safe?
Yes, Bluff Point is safer than 93% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $145 per resident a year.
Compare Bluff Point with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Bluff Point. Scores are absolute rather than ranked, which means a 60 in Bluff Point represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Bluff Point detail on BestNeighborhood maps:
- Walk Grade for Bluff Point: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Bluff Point: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Bluff Point: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Bluff Point: carrier by carrier coverage behind the cell score.
Bluff Point detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.