Best PlacesCarp, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Carp, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Carp ranks 37,578th of 50,333 U.S. towns on the BestNeighborhood index. Taxes pulls hardest against it, while it scores best on cheap car insurance.
The best neighborhoods in Carp
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Carp's strengths and weaknesses
Where Carp ranks high
- Cheap car insuranceBetter than 84% of towns
- Local economyBetter than 81% of towns
- State infrastructureBetter than 80% of towns
- Big-city accessBetter than 65% of towns
- Disaster safetyBetter than 64% of towns
Where Carp ranks low
- Low income/sales/gas taxBetter than only 6% of towns
- Nice weatherabout 60 pleasant days a year, better than only 8% of towns
- Cost of living vs incomeBetter than only 14% of towns
- Educational attainmentBetter than only 15% of towns
- Short commute34.1 minutes each way, better than only 16% of towns
What it costs to buy a home in Carp
A household needs to earn about $45,000 a year to comfortably buy the median Carp home, at 20% down and today's 30-year rate. That is below the area's own median income of $54,975, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Carp's effective rate of 0.63%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Carp
Carp runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Carp.
Who works in Carp, and how
Work in Carp centers on retail trade and construction. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 8%
- Transit, walk, or bike 2%
Life in Carp
The map and measures below break down dining, culture, and green space by neighborhood across Carp.
What the weather is like in Carp, month by month
Carp sees roughly 60 pleasant days a year. July highs average about 88 degrees. January highs sit near 41, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 31° | 23° |
| April | 69° | 55° | 42° |
| July | 88° | 76° | 65° |
| October | 72° | 58° | 46° |
Flying in and out of Carp
Indianapolis International sits about 33 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around Carp
Schools across Carp average a C+, better than 40% of towns.
Top elementary schools
- Cloverdale Elementary SchoolC+ · 37% proficient
- Spencer Elementary SchoolC · 35% proficient
- Gosport Elementary SchoolC− · 25% proficient
Top middle schools
- Cloverdale Middle SchoolB− · 40% proficient
- Owen Valley Middle SchoolC− · 29% proficient
Top high schools
- Owen Valley Community High SchoolB− · 42% proficient
- Cloverdale High SchoolC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Carp school and its grade on SchoolGrade.
Carp measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Carp against the other 50,332 towns.
Common questions about living in Carp
Is Carp a good place to live?
Using BestNeighborhood's default rankings, Carp ranks 37,578th of 50,333 towns. It scores highest on cheap car insurance, a strong job market, and state infrastructure, and lowest on taxes and the weather. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Carp expensive to live in?
The median home is worth $177,660. The overall cost of living runs about 8% below the national average. Set against a $54,975 median income, cost of living beats 14% of towns.
Is Carp safe?
Yes, Carp is safer than 62% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $234 per resident a year.
Compare Carp with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Carp. Scores are absolute rather than ranked, which means a 60 in Carp represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Carp detail on BestNeighborhood maps:
- Walk Grade for Carp: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Carp: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Carp: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Carp: carrier by carrier coverage behind the cell score.
Carp detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.