Best PlacesCloud Lake, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Cloud Lake, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Cloud Lake ranks 34,239th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on cell coverage by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in Cloud Lake
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Cloud Lake's strengths and weaknesses
Where Cloud Lake ranks high
- Cell coverageBetter than 99% of towns
- BikingBetter than 99% of towns
- State infrastructureBetter than 99% of towns
- TransitBetter than 99% of towns
- Low income/sales/gas taxBetter than 96% of towns
Where Cloud Lake ranks low
- Cheap car insuranceBetter than only 1% of towns
- Disaster safetyBetter than only 3% of towns
- QuietBetter than only 3% of towns
- Heat safetyBetter than only 7% of towns
- Housing crash safetyBetter than only 7% of towns
What it costs to buy a home in Cloud Lake
A household needs to earn about $112,000 a year to comfortably buy the median Cloud Lake home, at 20% down and today's 30-year rate. That runs well above the area's median income of $79,063, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Cloud Lake's effective rate of 0.60%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Cloud Lake
Cloud Lake runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Cloud Lake.
Who works in Cloud Lake, and how
Work in Cloud Lake centers on construction and hospitality & food. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 16%
- Transit, walk, or bike 1%
Life in Cloud Lake
The coast is about 3 minutes away. Distance to the water changes a lot across Cloud Lake, which the map shows.
What the weather is like in Cloud Lake, month by month
Cloud Lake sees roughly 89 pleasant days a year. July highs average about 92 degrees. January highs sit near 78, with lows near 57. The comfortable stretch runs November through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 78° | 67° | 57° |
| April | 85° | 76° | 68° |
| July | 92° | 84° | 77° |
| October | 87° | 80° | 73° |
Flying in and out of Cloud Lake
Palm Beach International sits about 2 miles away. It is a medium hub and boarded 4.3 million passengers in 2025, with 67 nonstop destinations.
The best schools in and around Cloud Lake
Schools across Cloud Lake average a B, better than 61% of towns.
Top middle schools
- Conniston Middle SchoolC+ · 35% proficient
Top high schools
- Forest Hill Community High SchoolB− · 45% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Cloud Lake school and its grade on SchoolGrade.
Cloud Lake measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Cloud Lake against the other 50,332 towns.
Common questions about living in Cloud Lake
Is Cloud Lake a good place to live?
Using BestNeighborhood's default rankings, Cloud Lake ranks 34,239th of 50,333 towns. It scores highest on cell coverage, biking, and state infrastructure, and lowest on car insurance costs and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Cloud Lake expensive to live in?
The median home is worth $440,500. The overall cost of living runs about 5% above the national average. Set against a $79,063 median income, cost of living beats 36% of towns.
Is Cloud Lake safe?
Cloud Lake is safer than 13% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $325 per resident a year.
Compare Cloud Lake with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Cloud Lake. Scores are absolute rather than ranked, which means a 60 in Cloud Lake represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Cloud Lake detail on BestNeighborhood maps:
- Walk Grade for Cloud Lake: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Cloud Lake: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Cloud Lake: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Cloud Lake: carrier by carrier coverage behind the cell score.
Cloud Lake detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.