Best PlacesCobham, VA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Cobham, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Cobham ranks 7,402nd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on health care access by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in Cobham
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Cobham's strengths and weaknesses
Where Cobham ranks high
- Healthcare accessBetter than 97% of towns
- Educational attainmentBetter than 93% of towns
- School gradeA, better than 90% of towns
- Health outlookBetter than 89% of towns
- Cheap car insuranceBetter than 86% of towns
Where Cobham ranks low
- Cell coverageBetter than only 10% of towns
- State fiscal healthBetter than only 16% of towns
- WalkabilityBetter than only 19% of towns
- Cheap childcare$1,083 a month, better than only 20% of towns
- Housing crash safetyBetter than only 21% of towns
What it costs to buy a home in Cobham
A household needs to earn about $144,000 a year to comfortably buy the median Cobham home, at 20% down and today's 30-year rate. That runs well above the area's median income of $92,702, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Cobham's effective rate of 0.60%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Cobham
Cobham's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Cobham.
Who works in Cobham, and how
Work in Cobham centers on education and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 79%
- Work from home 19%
- Transit, walk, or bike 2%
Life in Cobham
The map and measures below break down dining, culture, and green space by neighborhood across Cobham.
What the weather is like in Cobham, month by month
Cobham sees roughly 85 pleasant days a year. July highs average about 92 degrees. January highs sit near 50, with lows near 28. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 50° | 39° | 28° |
| April | 74° | 60° | 46° |
| July | 92° | 79° | 68° |
| October | 75° | 61° | 49° |
Flying in and out of Cobham
The nearest airport, Charlottesville-Albemarle, is about 11 miles away and is a small airport. The nearest major hub is Richmond International, about 65 miles away.
The best schools in and around Cobham
Schools across Cobham average an A, better than 90% of towns.
Top elementary schools
- Stone Robinson ElementaryA · 63% proficient
- Trevilians ElementaryB · 50% proficient
Top middle schools
- Louisa County MiddleA+ · 69% proficient
- Jackson P. Burley MiddleA− · 57% proficient
Top high schools
- Louisa County HighA+ · 85% proficient
- Monticello HighA− · 64% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Cobham school and its grade on SchoolGrade.
Cobham measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Cobham against the other 50,332 towns.
Common questions about living in Cobham
Is Cobham a good place to live?
Using BestNeighborhood's default rankings, Cobham ranks 7,402nd of 50,333 towns. It scores highest on health care access, an educated workforce, and good schools, and lowest on cell coverage and state finances. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Cobham expensive to live in?
The median home is worth $567,808. The overall cost of living runs about 7% below the national average. Set against a $92,702 median income, cost of living beats 79% of towns.
Is Cobham safe?
Cobham is safer than 44% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $323 per resident a year.
Compare Cobham with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Cobham. Scores are absolute rather than ranked, which means a 60 in Cobham represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Cobham detail on BestNeighborhood maps:
- Walk Grade for Cobham: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Cobham: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Cobham: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Cobham: carrier by carrier coverage behind the cell score.
Cobham detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.