Best PlacesCovington, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Covington, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Covington ranks 16,971st of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and air quality ranks lowest.
The best neighborhoods in Covington
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Covington's strengths and weaknesses
Where Covington ranks high
- Cheap car insuranceBetter than 98% of towns
- School gradeA−, better than 87% of towns
- Disaster safetyBetter than 82% of towns
- WalkabilityBetter than 79% of towns
- Heat safetyBetter than 74% of towns
Where Covington ranks low
- Air qualityBetter than only 18% of towns
- Low income/sales/gas taxBetter than only 24% of towns
- Internet speedBetter than only 30% of towns
- State fiscal healthBetter than only 32% of towns
- Tree shadeBetter than only 33% of towns
What it costs to buy a home in Covington
A household needs to earn about $54,000 a year to comfortably buy the median Covington home, at 20% down and today's 30-year rate. That is below the area's own median income of $72,557, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Covington's effective rate of 0.96%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Covington
Covington runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Covington.
Who works in Covington, and how
Work in Covington centers on manufacturing and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 13%
- Transit, walk, or bike 4%
Life in Covington
The map and measures below break down dining, culture, and green space by neighborhood across Covington.
What the weather is like in Covington, month by month
Covington sees roughly 82 pleasant days a year. July highs average about 83 degrees. January highs sit near 35, with lows near 23. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 28° | 23° |
| April | 61° | 50° | 41° |
| July | 83° | 73° | 64° |
| October | 66° | 55° | 46° |
Flying in and out of Covington
The nearest airport, James M Cox Dayton International, is about 17 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 76 miles away.
The best schools in and around Covington
Schools across Covington average an A−, better than 87% of towns.
Top elementary schools
- Russia Elementary SchoolA+ · 94% proficient
- Versailles Elementary SchoolA+ · 90% proficient
- Newton Elementary SchoolA+ · 88% proficient
Top middle schools
- Versailles Middle SchoolA+ · 88% proficient
- Covington Junior High SchoolA− · 58% proficient
- Van Cleve Elementary SchoolA− · 56% proficient
Top high schools
- Russia High SchoolA+ · 87% proficient
- Versailles High SchoolA+ · 82% proficient
- Troy High SchoolA− · 65% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Covington school and its grade on SchoolGrade.
Covington measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Covington against the other 50,332 towns.
Common questions about living in Covington
Is Covington a good place to live?
Using BestNeighborhood's default rankings, Covington ranks 16,971st of 50,333 towns. It scores highest on cheap car insurance, good schools, and low disaster risk, and lowest on air quality and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Covington expensive to live in?
The median home is worth $202,531. The overall cost of living runs about 8% below the national average. Set against a $72,557 median income, cost of living beats 44% of towns.
Is Covington safe?
Covington is safer than 34% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $341 per resident a year.
Compare Covington with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Covington. Scores are absolute rather than ranked, which means a 60 in Covington represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Covington detail on BestNeighborhood maps:
- Walk Grade for Covington: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Covington: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Covington: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Covington: carrier by carrier coverage behind the cell score.
Covington detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.