Best PlacesCumberland, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Cumberland, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Cumberland ranks 23,127th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in Cumberland
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Cumberland's strengths and weaknesses
Where Cumberland ranks high
- Cheap car insuranceBetter than 95% of towns
- Low income/sales/gas taxBetter than 82% of towns
- WalkabilityBetter than 76% of towns
- Disaster safetyBetter than 75% of towns
- School gradeB, better than 71% of towns
Where Cumberland ranks low
- Cell coverageBetter than only 14% of towns
- Nice weatherabout 66 pleasant days a year, better than only 18% of towns
- Educational attainmentBetter than only 26% of towns
- Cheap childcare$956 a month, better than only 28% of towns
- State fiscal healthBetter than only 32% of towns
What it costs to buy a home in Cumberland
A household needs to earn about $40,000 a year to comfortably buy the median Cumberland home, at 20% down and today's 30-year rate. That is below the area's own median income of $64,606, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Cumberland's effective rate of 0.77%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Cumberland
Cumberland runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Cumberland.
Who works in Cumberland, and how
Work in Cumberland centers on manufacturing and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 9%
- Transit, walk, or bike 2%
Life in Cumberland
The map and measures below break down dining, culture, and green space by neighborhood across Cumberland.
What the weather is like in Cumberland, month by month
Cumberland sees roughly 66 pleasant days a year. July highs average about 87 degrees. January highs sit near 41, with lows near 23. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 31° | 23° |
| April | 67° | 53° | 41° |
| July | 87° | 75° | 64° |
| October | 70° | 56° | 44° |
Flying in and out of Cumberland
The nearest airport, Mid-Ohio Valley Regional, is about 38 miles away and is a small airport. The nearest major hub is John Glenn Columbus International, about 68 miles away.
The best schools in and around Cumberland
Schools across Cumberland average a B, better than 71% of towns.
Top elementary schools
- Larry Miller Intermediate Elementary SchoolA+ · 74% proficient
- East Elementary SchoolA · 67% proficient
- Duncan Falls Elementary SchoolA− · 58% proficient
Top middle schools
- East Muskingum Middle SchoolA · 63% proficient
- Philo Junior High SchoolB+ · 51% proficient
- Morgan Junior High SchoolB+ · 51% proficient
Top high schools
- John Glenn High SchoolA− · 62% proficient
- Philo High SchoolB+ · 52% proficient
- Morgan High SchoolB · 48% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Cumberland school and its grade on SchoolGrade.
Cumberland measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Cumberland against the other 50,332 towns.
Common questions about living in Cumberland
Is Cumberland a good place to live?
Using BestNeighborhood's default rankings, Cumberland ranks 23,127th of 50,333 towns. It scores highest on cheap car insurance, low taxes, and walkability, and lowest on cell coverage and the weather. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Cumberland expensive to live in?
The median home is worth $151,947. The overall cost of living runs about 17% below the national average. Set against a $64,606 median income, cost of living beats 39% of towns.
Is Cumberland safe?
Cumberland is safer than 47% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $280 per resident a year.
Compare Cumberland with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Cumberland. Scores are absolute rather than ranked, which means a 60 in Cumberland represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Cumberland detail on BestNeighborhood maps:
- Walk Grade for Cumberland: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Cumberland: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Cumberland: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Cumberland: carrier by carrier coverage behind the cell score.
Cumberland detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.