Best PlacesEffingham County, IL Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood in Effingham County, scored on 40 measures of daily life and ranked to fit what matters to you. The averages are not the whole story, and the strongest areas score well above them. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

Effingham County ranks 1,384th of 3,144 U.S. counties on the BestNeighborhood index. State finances pulls hardest against it, while it scores best on short commutes.

#1,384
of 3,144 counties
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 3,144 counties
Your rank
Set your priorities to see your rank

The best neighborhoods in Effingham County

Map of the best neighborhoods in the Effingham County area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

The best areas in Effingham County

The parts of Effingham County, ranked by the BestNeighborhood standard score across every neighborhood, highest scoring first. Each note says how that part differs from the rest of the county.

#1

Teutopolis

Local pay stretches further, incomes run higher, and more adults hold degrees.

WorseBetter
66th nationally
#2

Altamont

WorseBetter
28th nationally
#3

Effingham

Fewer households have young kids and crime runs higher.

WorseBetter
24th nationally

Scores across Effingham County run from about the 10th to the 76th percentile nationally. The map is where that becomes a choice of area.


Effingham County's strengths and weaknesses

Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare Effingham County with other counties.

Where Effingham County ranks high

  • Short commute18.1 minutes each way, better than 87% of counties
  • Voter turnoutBetter than 84% of counties
  • TransitBetter than 82% of counties
  • Housing crash safetyBetter than 81% of counties
  • Crime safetyBetter than 81% of counties

Where Effingham County ranks low

  • State fiscal healthBetter than only 2% of counties
  • Low income/sales/gas taxBetter than only 3% of counties
  • QuietBetter than only 6% of counties
  • Low property taxBetter than only 10% of counties
  • Nice weatherabout 72 pleasant days a year, better than only 23% of counties

What it costs to buy a home in Effingham County

A household needs to earn about $55,000 a year to comfortably buy the median Effingham County home, at 20% down and today's 30-year rate. That is below the area's own median income of $83,009, so a typical household can afford the median home outright.

Income to buy the median home
$55,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$1,294
principal, interest, tax, and insurance on a $195,969 home
Median rent
$727
a month, across all home sizes

Where the monthly payment goes

Principal & interest$999
Property tax$230
Homeowners insurance$65

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Effingham County's effective rate of 1.41%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in Effingham County

Effingham County's age mix sits close to the national median.

Median age
41
about the U.S. median of 41
Residents 65 and older
19%
versus 18% nationally
Average household
2.5
below the U.S. average of 2.6

Residents by age

Under 1823%
18 to 3420%
35 to 4919%
50 to 6419%
65 and older19%

Racial and ethnic makeup has its own map. See the race and diversity map for Effingham County.


Who works in Effingham County, and how

Work in Effingham County centers on health care & social and manufacturing. Unemployment is close to the national rate, and employment has held roughly flat.

Work from home
11%
below the national average
Unemployment
3.8%
below the national average
Job growth
+0.0%
/y 2019-2023, slower than the national pace

Largest industries

Health care & social16%
Manufacturing14%
Retail trade13%
Education7%
Construction7%

How people get to work

  • Drive or carpool 86%
  • Work from home 11%
  • Transit, walk, or bike 3%

Life in Effingham County

Effingham County has more restaurants and bars per resident than 67% of counties and more late-night spots per resident than 91% of counties. Dining, parks, and nightlife concentrates in some parts of Effingham County and thins out in others, which the map shows.

Places to eat and drink
197
restaurants, bars, and fast food, about 56.8 per 10,000 residents, more than 67% of counties
Coffee shops
12
about 3.5 per 10,000 residents, more than 24% of counties
Parkland
188 acres
about 5.4 acres per 1,000 residents, more than 62% of counties
Open past 10pm
~45
food and drink venues open late, about 13.1 per 10,000 residents, more than 91% of counties

Is Effingham County growing, and who is moving in?

Effingham County has grown about 1% over the last decade. The largest inbound stream comes from Cumberland County, IL.

Population growth
+1%
over the decade, vs about 6% nationally
Population
34,602
up from 34,122
Population by year. Source: U.S. Census Population Estimates Program.

Where new residents come from

Cumberland County, IL266 / yr
Chicago, IL145 / yr
Sweetwater County, WY139 / yr
St Louis, MO138 / yr
Richland County, IL131 / yr

Where people leaving Effingham County go

Fayette County, IL224 / yr
Coles County, IL208 / yr
St Louis, MO148 / yr
Charlotte, NC111 / yr
Sebring, FL102 / yr

Move counts are the latest county-to-county migration flows, each county grouped into its metro.


What the weather is like in Effingham County, month by month

Effingham County sees roughly 72 pleasant days a year. July highs average about 87 degrees. January highs sit near 39, with lows near 25. The comfortable stretch runs April through June and August through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January39°31°25°
April66°55°45°
July87°77°68°
October69°57°48°

Flying in and out of Effingham County

The nearest airport, Decatur, is about 53 miles away and is a small airport. The nearest major hub is St Louis Lambert International, about 100 miles away.

Nearest airport
DEC
Decatur, about 53 miles
Airport size
Nonhub
380th-busiest in the US, 1 nonstop destinations
Average drive
76 min
from the area, with no traffic

The best schools in and around Effingham County

Schools across Effingham County average a C−, better than 26% of counties.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every Effingham County school and its grade on SchoolGrade.


Effingham County measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Effingham County against the other 3,143 counties.


Who Effingham County suits

Families

Schools land around the 26th percentile and crime safety beats 81%.

See the families priority ↑

Remote workers

Cost of living against local pay beats 80% of counties and 11% already work from home.

See the remote-work priority ↑

Retirees

Health care access beats 70%.

See the retirees priority ↑


Common questions about living in Effingham County

Is Effingham County a good place to live?

Using BestNeighborhood's default rankings, Effingham County ranks 1,384th of 3,144 counties. It scores highest on short commutes, civic engagement, and transit, and lowest on state finances and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.

Is Effingham County expensive to live in?

The median home is worth $195,969. The overall cost of living runs about 12% below the national average. Set against a $83,009 median income, cost of living beats 80% of counties.

Is Effingham County safe?

Yes, Effingham County is safer than 81% of counties. Safety varies a lot by neighborhood. Crime costs an estimated $208 per resident a year.

What is the weather like in Effingham County?

July highs average about 87 degrees, and January highs near 39 with lows near 25. That works out to about 72 pleasant days a year, more than 23% of counties.

What are the best neighborhoods in Effingham County?

Using the default rankings, the highest-scoring areas are Teutopolis, Altamont, and Effingham. The ranked list and the re-weightable map above let you re-sort them for your own priorities.


Compare Effingham County with other counties


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to Effingham County. Scores are absolute rather than ranked, which means a 60 in Effingham County represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

Effingham County detail on BestNeighborhood maps:

  1. Walk Grade for Effingham County: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in Effingham County: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of Effingham County: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in Effingham County: carrier by carrier coverage behind the cell score.

Effingham County detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. U.S. Census Bureau Population Estimates Program: population growth and net migration behind the population-change section.
  3. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  4. FAA Passenger Boarding Data: airport size and annual passenger counts.
  5. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  6. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  7. U.S. EPA Air Quality System: five year average air quality index.
  8. FEMA National Risk Index: expected annual loss from natural hazards.
  9. CDC PLACES: disease burden, preventable risk, and barriers to care.
  10. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  11. FCC National Broadband Map: internet and wireless availability.
  12. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  13. Religious activity uses a proprietary religious signal measurement.