Best PlacesFernley, NV Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Fernley, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Fernley ranks 12,270th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and tree cover ranks lowest.
The best neighborhoods in Fernley
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Fernley's strengths and weaknesses
Where Fernley ranks high
- State infrastructureBetter than 98% of towns
- Nice weatherabout 160 pleasant days a year, better than 95% of towns
- Cell coverageBetter than 94% of towns
- State fiscal healthBetter than 92% of towns
- Low vacancyBetter than 91% of towns
Where Fernley ranks low
- Tree shadeBetter than only 8% of towns
- Cheap car insuranceBetter than only 11% of towns
- Healthcare accessBetter than only 20% of towns
- School gradeC−, better than only 20% of towns
- Disaster safetyBetter than only 24% of towns
What it costs to buy a home in Fernley
A household needs to earn about $94,000 a year to comfortably buy the median Fernley home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $92,247; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Fernley's effective rate of 0.54%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Fernley
Fernley runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Fernley.
Who works in Fernley, and how
Work in Fernley centers on manufacturing and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 6%
- Transit, walk, or bike 6%
Life in Fernley
Fernley has more restaurants and bars per resident than 71% of towns and more parkland per resident than 82% of towns. Dining, parks, and nightlife concentrates in some parts of Fernley and thins out in others, which the map shows.
What the weather is like in Fernley, month by month
Fernley sees roughly 160 pleasant days a year. July highs average about 97 degrees. January highs sit near 51, with lows near 25. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 51° | 37° | 25° |
| April | 69° | 53° | 38° |
| July | 97° | 80° | 61° |
| October | 74° | 55° | 39° |
Flying in and out of Fernley
The nearest airport, Reno/Tahoe International, is about 30 miles away and is a small airport. The nearest major hub is Sacramento International, about 142 miles away.
The best schools in and around Fernley
Schools across Fernley average a C−, better than 20% of towns.
Top elementary schools
- East Valley Elementary SchoolC+ · 38% proficient
- Cottonwood Elementary SchoolC− · 26% proficient
- Fernley Elementary SchoolD+ · 25% proficient
Top middle schools
- Fernley Intermediate SchoolC− · 28% proficient
- Silverland Middle SchoolD+ · 25% proficient
- Silver Stage Middle SchoolD+ · 25% proficient
Top high schools
- Fernley High SchoolC− · 26% proficient
- Churchill County High SchoolC− · 26% proficient
- Silver Stage High SchoolD+ · 25% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Fernley school and its grade on SchoolGrade.
Fernley measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Fernley against the other 50,332 towns.
Who Fernley suits
Remote workers
Cost of living against local pay beats 77% of towns and 6% already work from home.
Common questions about living in Fernley
Is Fernley a good place to live?
Using BestNeighborhood's default rankings, Fernley ranks 12,270th of 50,333 towns. It scores highest on state infrastructure, the weather, and cell coverage, and lowest on tree cover and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Fernley expensive to live in?
The median home is worth $371,276. The overall cost of living runs about 9% below the national average. Set against a $92,247 median income, cost of living beats 77% of towns.
Is Fernley safe?
Fernley is safer than 52% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $371 per resident a year.
What is the weather like in Fernley?
July highs average about 97 degrees, and January highs near 51 with lows near 25. That works out to about 160 pleasant days a year, more than 95% of towns.
Is Fernley good for families?
Schools beat 20% of towns, crime safety beats 52%, and childcare runs $745 a month.
Compare Fernley with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Fernley. Scores are absolute rather than ranked, which means a 60 in Fernley represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Fernley detail on BestNeighborhood maps:
- Walk Grade for Fernley: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Fernley: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Fernley: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Fernley: carrier by carrier coverage behind the cell score.
Fernley detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.