Best PlacesGerald, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Gerald, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Gerald ranks 5,542nd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the weather ranks lowest.
The best neighborhoods in Gerald
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Gerald's strengths and weaknesses
Where Gerald ranks high
- Cheap car insuranceBetter than 98% of towns
- Low vacancyBetter than 98% of towns
- School gradeA, better than 95% of towns
- Cost of living vs incomeBetter than 92% of towns
- Household income$100,631 median, better than 85% of towns
Where Gerald ranks low
- Nice weatherabout 58 pleasant days a year, better than only 5% of towns
- Tree shadeBetter than only 12% of towns
- Low property taxBetter than only 16% of towns
- BikingBetter than only 24% of towns
- Internet speedBetter than only 24% of towns
What it costs to buy a home in Gerald
A household needs to earn about $73,000 a year to comfortably buy the median Gerald home, at 20% down and today's 30-year rate. That is below the area's own median income of $100,631, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Gerald's effective rate of 1.28%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Gerald
Gerald runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Gerald.
Who works in Gerald, and how
Work in Gerald centers on manufacturing and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 94%
- Work from home 4%
- Transit, walk, or bike 3%
Life in Gerald
The map and measures below break down dining, culture, and green space by neighborhood across Gerald.
What the weather is like in Gerald, month by month
Gerald sees roughly 58 pleasant days a year. July highs average about 87 degrees. January highs sit near 36, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 36° | 28° | 20° |
| April | 63° | 50° | 38° |
| July | 87° | 75° | 63° |
| October | 68° | 55° | 44° |
Flying in and out of Gerald
The nearest airport, Eugene F Kranz Toledo Express, is about 19 miles away and is a small airport. The nearest major hub is Detroit Metro Wayne County, about 65 miles away.
The best schools in and around Gerald
Schools across Gerald average an A, better than 95% of towns.
Top elementary schools
- Pettisville Elementary SchoolA+ · 77% proficient
- Napoleon Elementary SchoolA+ · 76% proficient
- Delta Elementary SchoolA− · 58% proficient
Top middle schools
- Pike-delta-york Middle SchoolA+ · 77% proficient
- Liberty Center Middle SchoolA+ · 75% proficient
- Wauseon Middle SchoolA · 66% proficient
Top high schools
- Liberty Center High SchoolA · 73% proficient
- Pike-delta-york High SchoolA · 72% proficient
- Wauseon High SchoolA− · 65% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Gerald school and its grade on SchoolGrade.
Gerald measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Gerald against the other 50,332 towns.
Common questions about living in Gerald
Is Gerald a good place to live?
Using BestNeighborhood's default rankings, Gerald ranks 5,542nd of 50,333 towns. It scores highest on cheap car insurance, few empty homes, and good schools, and lowest on the weather and tree cover. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Gerald expensive to live in?
The median home is worth $261,091. The overall cost of living runs about 13% below the national average. Set against a $100,631 median income, cost of living beats 92% of towns.
Is Gerald safe?
Gerald is safer than 35% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $329 per resident a year.
Compare Gerald with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Gerald. Scores are absolute rather than ranked, which means a 60 in Gerald represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Gerald detail on BestNeighborhood maps:
- Walk Grade for Gerald: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Gerald: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Gerald: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Gerald: carrier by carrier coverage behind the cell score.
Gerald detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.