Best PlacesGray Summit, MO Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood in and around Gray Summit, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

Gray Summit ranks 29,671st of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and noise is the weak spot.

#29,671
of 50,333 towns
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 50,333 towns
Your rank
Set your priorities to see your rank

The best neighborhoods in Gray Summit

Map of the best neighborhoods in the Gray Summit area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

Gray Summit's strengths and weaknesses

Top 10%Affordable childcare
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare Gray Summit with other towns.

Where Gray Summit ranks high

  • Cheap childcare$496 a month, better than 93% of towns
  • Cell coverageBetter than 78% of towns
  • Voter turnoutBetter than 78% of towns
  • Low vacancyBetter than 76% of towns
  • WalkabilityBetter than 76% of towns

Where Gray Summit ranks low

  • QuietBetter than only 2% of towns
  • Cheap car insuranceBetter than only 21% of towns
  • Nice weatherabout 72 pleasant days a year, better than only 29% of towns
  • Short commute30.7 minutes each way, better than only 30% of towns
  • Internet speedBetter than only 34% of towns

What it costs to buy a home in Gray Summit

A household needs to earn about $52,000 a year to comfortably buy the median Gray Summit home, at 20% down and today's 30-year rate. That is below the area's own median income of $73,055, so a typical household can afford the median home outright.

Income to buy the median home
$52,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$1,210
principal, interest, tax, and insurance on a $197,680 home
Median rent
$1,191
a month, across all home sizes

Where the monthly payment goes

Principal & interest$1,008
Property tax$136
Homeowners insurance$66

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Gray Summit's effective rate of 0.82%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in Gray Summit

Gray Summit's age mix sits close to the national median, and households here run smaller than average.

Median age
42
about the U.S. median of 41
Residents 65 and older
16%
versus 18% nationally
Average household
2.3
below the U.S. average of 2.6

Residents by age

Under 1824%
18 to 3418%
35 to 4921%
50 to 6421%
65 and older16%

Racial and ethnic makeup has its own map. See the race and diversity map for Gray Summit.


Who works in Gray Summit, and how

Work in Gray Summit centers on manufacturing and retail trade. Unemployment is low, and employment has held roughly flat.

Work from home
12%
below the national average
Unemployment
3.4%
below the national average
Job growth
+1.3%
/y 2019-2023, slower than the national pace

Largest industries

Manufacturing23%
Retail trade12%
Health care & social10%
Finance & insurance8%
Other services6%

How people get to work

  • Drive or carpool 85%
  • Work from home 12%
  • Transit, walk, or bike 3%

Life in Gray Summit

The map and measures below break down dining, culture, and green space by neighborhood across Gray Summit.


What the weather is like in Gray Summit, month by month

Gray Summit sees roughly 72 pleasant days a year. July highs average about 89 degrees. January highs sit near 42, with lows near 25. The comfortable stretch runs April, May, and August through October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January42°32°25°
April69°56°46°
July89°78°69°
October71°58°48°

Flying in and out of Gray Summit

St Louis Lambert International sits about 30 miles away. It is a medium hub and boarded 7.5 million passengers in 2025, with 114 nonstop destinations.

Nearest airport
STL
St Louis Lambert International, about 30 miles
Airport size
Medium hub
35th-busiest in the US, 114 nonstop destinations
Average drive
42 min
from the area, with no traffic

The best schools in and around Gray Summit

Schools across Gray Summit average a C+, better than 46% of towns.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every Gray Summit school and its grade on SchoolGrade.


Gray Summit measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Gray Summit against the other 50,332 towns.


Common questions about living in Gray Summit

Is Gray Summit a good place to live?

Using BestNeighborhood's default rankings, Gray Summit ranks 29,671st of 50,333 towns. It scores highest on affordable childcare, cell coverage, and civic engagement, and lowest on noise and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.

Is Gray Summit expensive to live in?

The median home is worth $197,680. The overall cost of living runs about 15% below the national average. Set against a $73,055 median income, cost of living beats 60% of towns.

Is Gray Summit safe?

Yes, Gray Summit is safer than 60% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $347 per resident a year.


Compare Gray Summit with other towns


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to Gray Summit. Scores are absolute rather than ranked, which means a 60 in Gray Summit represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

Gray Summit detail on BestNeighborhood maps:

  1. Walk Grade for Gray Summit: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in Gray Summit: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of Gray Summit: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in Gray Summit: carrier by carrier coverage behind the cell score.

Gray Summit detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.