Best PlacesHernando Beach, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Hernando Beach, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Hernando Beach ranks 18,185th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in Hernando Beach
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Hernando Beach's strengths and weaknesses
Where Hernando Beach ranks high
- State infrastructureBetter than 99% of towns
- Low income/sales/gas taxBetter than 96% of towns
- Healthcare accessBetter than 94% of towns
- Internet speedBetter than 93% of towns
- Nice weatherabout 143 pleasant days a year, better than 90% of towns
Where Hernando Beach ranks low
- Heat safetyBetter than only 1% of towns
- Housing crash safetyBetter than only 1% of towns
- Disaster safetyBetter than only 4% of towns
- Cheap car insuranceBetter than only 5% of towns
- Short commute33.4 minutes each way, better than only 19% of towns
What it costs to buy a home in Hernando Beach
A household needs to earn about $127,000 a year to comfortably buy the median Hernando Beach home, at 20% down and today's 30-year rate. That runs well above the area's median income of $87,329, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Hernando Beach's effective rate of 0.81%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Hernando Beach
Hernando Beach runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Hernando Beach.
Who works in Hernando Beach, and how
Work in Hernando Beach centers on health care & social and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 74%
- Work from home 24%
- Transit, walk, or bike 2%
Life in Hernando Beach
The coast is about 2 minutes away. Distance to the water changes a lot across Hernando Beach, which the map shows.
What the weather is like in Hernando Beach, month by month
Hernando Beach sees roughly 143 pleasant days a year. July highs average about 93 degrees. January highs sit near 73, with lows near 45. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 73° | 58° | 45° |
| April | 86° | 72° | 57° |
| July | 93° | 81° | 73° |
| October | 88° | 74° | 63° |
Flying in and out of Hernando Beach
Tampa International sits about 36 miles away. It is a large hub and boarded 12.1 million passengers in 2025, with 135 nonstop destinations.
The best schools in and around Hernando Beach
Schools across Hernando Beach average a B, better than 67% of towns.
Top elementary schools
- Westside Elementary SchoolB+ · 51% proficient
Top middle schools
- Fox Chapel Middle SchoolB− · 42% proficient
Top high schools
- Weeki Wachee High SchoolB · 46% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Hernando Beach school and its grade on SchoolGrade.
Hernando Beach measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Hernando Beach against the other 50,332 towns.
Common questions about living in Hernando Beach
Is Hernando Beach a good place to live?
Using BestNeighborhood's default rankings, Hernando Beach ranks 18,185th of 50,333 towns. It scores highest on state infrastructure, low taxes, and health care access, and lowest on summer heat and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Hernando Beach expensive to live in?
The median home is worth $485,716. The overall cost of living runs about 4% below the national average. Set against a $87,329 median income, cost of living beats 74% of towns.
Is Hernando Beach safe?
Yes, Hernando Beach is safer than 74% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $150 per resident a year.
Compare Hernando Beach with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Hernando Beach. Scores are absolute rather than ranked, which means a 60 in Hernando Beach represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Hernando Beach detail on BestNeighborhood maps:
- Walk Grade for Hernando Beach: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Hernando Beach: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Hernando Beach: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Hernando Beach: carrier by carrier coverage behind the cell score.
Hernando Beach detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.