Best PlacesHubert, NC Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Hubert, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Hubert ranks 21,747th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state finances by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in Hubert
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Hubert's strengths and weaknesses
Where Hubert ranks high
- State fiscal healthBetter than 91% of towns
- School gradeA, better than 90% of towns
- Cheap car insuranceBetter than 87% of towns
- Health outlookBetter than 87% of towns
- Air qualityBetter than 77% of towns
Where Hubert ranks low
- Disaster safetyBetter than only 1% of towns
- Housing crash safetyBetter than only 12% of towns
- Nice weatherabout 72 pleasant days a year, better than only 29% of towns
- Big-city accessBetter than only 29% of towns
- Heat safetyBetter than only 34% of towns
What it costs to buy a home in Hubert
A household needs to earn about $66,000 a year to comfortably buy the median Hubert home, at 20% down and today's 30-year rate. That is below the area's own median income of $72,471, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Hubert's effective rate of 0.71%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Hubert
Hubert runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Hubert.
Who works in Hubert, and how
Work in Hubert centers on health care & social and retail trade. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 10%
- Transit, walk, or bike 3%
Life in Hubert
The coast is about 24 minutes away. Distance to the water changes a lot across Hubert, which the map shows.
What the weather is like in Hubert, month by month
Hubert sees roughly 72 pleasant days a year. July highs average about 88 degrees. January highs sit near 60, with lows near 37. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 60° | 48° | 37° |
| April | 74° | 64° | 54° |
| July | 88° | 81° | 74° |
| October | 78° | 68° | 58° |
Flying in and out of Hubert
The nearest airport, Albert J Ellis, is about 25 miles away and is a small airport. The nearest major hub is Raleigh-Durham International, about 121 miles away.
The best schools in and around Hubert
Schools across Hubert average an A, better than 90% of towns.
Top elementary schools
- Swansboro ElementaryA · 70% proficient
- Sand Ridge ElementaryA− · 60% proficient
- Silverdale ElementaryA− · 59% proficient
Top middle schools
- Swansboro MiddleA · 63% proficient
- Hunters Creek MiddleB+ · 52% proficient
Top high schools
- Swansboro HighA · 69% proficient
- White Oak HighB+ · 56% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Hubert school and its grade on SchoolGrade.
Hubert measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Hubert against the other 50,332 towns.
Common questions about living in Hubert
Is Hubert a good place to live?
Using BestNeighborhood's default rankings, Hubert ranks 21,747th of 50,333 towns. It scores highest on state finances, good schools, and cheap car insurance, and lowest on disaster risk and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Hubert expensive to live in?
The median home is worth $256,686. The overall cost of living runs about 18% below the national average. Set against a $72,471 median income, cost of living beats 62% of towns.
Is Hubert safe?
Yes, Hubert is safer than 60% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $308 per resident a year.
Compare Hubert with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Hubert. Scores are absolute rather than ranked, which means a 60 in Hubert represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Hubert detail on BestNeighborhood maps:
- Walk Grade for Hubert: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Hubert: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Hubert: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Hubert: carrier by carrier coverage behind the cell score.
Hubert detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.