Best PlacesLloyd, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Lloyd, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Lloyd ranks 22,685th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in Lloyd
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Lloyd's strengths and weaknesses
Where Lloyd ranks high
- State infrastructureBetter than 99% of towns
- Low income/sales/gas taxBetter than 96% of towns
- Local economyBetter than 94% of towns
- Cost of living vs incomeBetter than 84% of towns
- Tree shadeBetter than 83% of towns
Where Lloyd ranks low
- Heat safetyBetter than only 3% of towns
- Cheap car insuranceBetter than only 8% of towns
- Disaster safetyBetter than only 10% of towns
- Housing crash safetyBetter than only 18% of towns
- Air qualityBetter than only 22% of towns
What it costs to buy a home in Lloyd
A household needs to earn about $74,000 a year to comfortably buy the median Lloyd home, at 20% down and today's 30-year rate. That is below the area's own median income of $96,107, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Lloyd's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Lloyd
Lloyd runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Lloyd.
Who works in Lloyd, and how
Work in Lloyd centers on public administration and education. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 5%
- Transit, walk, or bike 3%
Life in Lloyd
The map and measures below break down dining, culture, and green space by neighborhood across Lloyd.
What the weather is like in Lloyd, month by month
Lloyd sees roughly 92 pleasant days a year. July highs average about 94 degrees. January highs sit near 68, with lows near 40. The comfortable stretch runs February through April and October through December.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 68° | 53° | 40° |
| April | 83° | 69° | 54° |
| July | 94° | 82° | 73° |
| October | 86° | 72° | 59° |
Flying in and out of Lloyd
The nearest airport, Tallahassee International, is about 21 miles away and is a small airport. The nearest major hub is Jacksonville International, about 138 miles away.
The best schools in and around Lloyd
Schools across Lloyd average a C, better than 45% of towns.
Top elementary schools
- Roberts Elementary SchoolA+ · 75% proficient
- Chaires Elementary SchoolA− · 55% proficient
Top middle schools
- William J Montford Iii Middle SchoolA+ · 69% proficient
- Swift Creek Middle SchoolA · 59% proficient
Top high schools
- Lawton Chiles High SchoolA · 72% proficient
- Lincoln High SchoolB · 47% proficient
- Taylor County High SchoolB− · 42% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Lloyd school and its grade on SchoolGrade.
Lloyd measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Lloyd against the other 50,332 towns.
Common questions about living in Lloyd
Is Lloyd a good place to live?
Using BestNeighborhood's default rankings, Lloyd ranks 22,685th of 50,333 towns. It scores highest on state infrastructure, low taxes, and a strong job market, and lowest on summer heat and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Lloyd expensive to live in?
The median home is worth $286,812. The overall cost of living runs about 11% below the national average. Set against a $96,107 median income, cost of living beats 84% of towns.
Is Lloyd safe?
Lloyd is safer than 49% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $211 per resident a year.
Compare Lloyd with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Lloyd. Scores are absolute rather than ranked, which means a 60 in Lloyd represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Lloyd detail on BestNeighborhood maps:
- Walk Grade for Lloyd: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Lloyd: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Lloyd: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Lloyd: carrier by carrier coverage behind the cell score.
Lloyd detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.