Best PlacesLloyd, MT Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Lloyd, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Lloyd ranks 22,596th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low disaster risk by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in Lloyd
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Lloyd's strengths and weaknesses
Where Lloyd ranks high
- Disaster safetyBetter than 92% of towns
- Air qualityBetter than 89% of towns
- Low income/sales/gas taxBetter than 89% of towns
- Short commute19.9 minutes each way, better than 88% of towns
- Cost of living vs incomeBetter than 85% of towns
Where Lloyd ranks low
- Cell coverageBetter than only 3% of towns
- Big-city accessBetter than only 3% of towns
- BikingBetter than only 3% of towns
- Internet speedBetter than only 5% of towns
- Tree shadeBetter than only 9% of towns
What it costs to buy a home in Lloyd
A household needs to earn about $61,000 a year to comfortably buy the median Lloyd home, at 20% down and today's 30-year rate. That is below the area's own median income of $84,531, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Lloyd's effective rate of 0.79%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Lloyd
Lloyd runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Lloyd.
Who works in Lloyd, and how
Work in Lloyd centers on agriculture & forestry and other services. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 64%
- Work from home 30%
- Transit, walk, or bike 7%
Life in Lloyd
The map and measures below break down dining, culture, and green space by neighborhood across Lloyd.
What the weather is like in Lloyd, month by month
Lloyd sees roughly 122 pleasant days a year. July highs average about 86 degrees. January highs sit near 37, with lows near 17. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 27° | 17° |
| April | 56° | 42° | 31° |
| July | 86° | 71° | 56° |
| October | 58° | 45° | 34° |
Flying in and out of Lloyd
The nearest airport, Havre City-County, is about 43 miles away and is a small airport. The nearest major hub is Boise Air Trml/Gowen Field, about 458 miles away.
The best schools in and around Lloyd
Schools across Lloyd average a C, better than 35% of towns.
Top elementary schools
- Dodson SchoolF · 10% proficient
Top middle schools
- Dodson 7-8D+ · 25% proficient
Top high schools
- Dodson High SchoolD+ · 25% proficient
- Chinook High SchoolD− · 14% proficient
- Harlem High SchoolF · 5% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Lloyd school and its grade on SchoolGrade.
Lloyd measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Lloyd against the other 50,332 towns.
Common questions about living in Lloyd
Is Lloyd a good place to live?
Using BestNeighborhood's default rankings, Lloyd ranks 22,596th of 50,333 towns. It scores highest on low disaster risk, clean air, and low taxes, and lowest on cell coverage and distance from a big city. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Lloyd expensive to live in?
The median home is worth $235,000. The overall cost of living runs about 24% below the national average. Set against a $84,531 median income, cost of living beats 85% of towns.
Is Lloyd safe?
Lloyd is safer than 9% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $738 per resident a year.
Compare Lloyd with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Lloyd. Scores are absolute rather than ranked, which means a 60 in Lloyd represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Lloyd detail on BestNeighborhood maps:
- Walk Grade for Lloyd: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Lloyd: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Lloyd: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Lloyd: carrier by carrier coverage behind the cell score.
Lloyd detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.