Best PlacesLoch Lloyd, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Loch Lloyd, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Loch Lloyd ranks 1,948th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and noise is the weak spot.
The best neighborhoods in Loch Lloyd
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Loch Lloyd's strengths and weaknesses
Where Loch Lloyd ranks high
- Cost of living vs incomeBetter than 99% of towns
- Cheap childcare$388 a month, better than 99% of towns
- Educational attainmentBetter than 98% of towns
- Household income$148,393 median, better than 97% of towns
- BikingBetter than 95% of towns
Where Loch Lloyd ranks low
- QuietBetter than only 24% of towns
- Cheap car insuranceBetter than only 26% of towns
- Short commute31.4 minutes each way, better than only 27% of towns
- Heat safetyBetter than only 36% of towns
- Low property taxBetter than only 41% of towns
What it costs to buy a home in Loch Lloyd
A household needs to earn about $227,000 a year to comfortably buy the median Loch Lloyd home, at 20% down and today's 30-year rate. That runs well above the area's median income of $148,393, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Loch Lloyd's effective rate of 0.86%, and insurance is estimated at 0.4% of home value a year.
Who lives in Loch Lloyd
Loch Lloyd runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Loch Lloyd.
Who works in Loch Lloyd, and how
Work in Loch Lloyd centers on health care & social and finance & insurance. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 66%
- Work from home 32%
- Transit, walk, or bike 2%
Life in Loch Lloyd
Loch Lloyd has more restaurants and bars per resident than 99% of towns. That concentrates in some parts of Loch Lloyd and thins out in others, which the map shows.
What the weather is like in Loch Lloyd, month by month
Loch Lloyd sees roughly 97 pleasant days a year. July highs average about 89 degrees. January highs sit near 40, with lows near 23. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 40° | 30° | 23° |
| April | 68° | 55° | 45° |
| July | 89° | 79° | 70° |
| October | 70° | 58° | 49° |
Flying in and out of Loch Lloyd
Kansas City International sits about 33 miles away. It is a medium hub and boarded 5.7 million passengers in 2025, with 104 nonstop destinations.
The best schools in and around Loch Lloyd
Schools across Loch Lloyd average a C+, better than 50% of towns.
Top elementary schools
- Wilckens Steam Acad @hillcrestB · 47% proficient
Top middle schools
- Belton Middle SchoolC− · 30% proficient
Top high schools
- Belton HighC+ · 38% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Loch Lloyd school and its grade on SchoolGrade.
Loch Lloyd measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Loch Lloyd against the other 50,332 towns.
Common questions about living in Loch Lloyd
Is Loch Lloyd a good place to live?
Using BestNeighborhood's default rankings, Loch Lloyd ranks 1,948th of 50,333 towns. It scores highest on what local pay buys, affordable childcare, and an educated workforce, and lowest on noise and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Loch Lloyd expensive to live in?
The median home is worth $860,700. The overall cost of living runs about 10% below the national average. Set against a $148,393 median income, cost of living beats 100% of towns.
Is Loch Lloyd safe?
Yes, Loch Lloyd is safer than 73% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $276 per resident a year.
Compare Loch Lloyd with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Loch Lloyd. Scores are absolute rather than ranked, which means a 60 in Loch Lloyd represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Loch Lloyd detail on BestNeighborhood maps:
- Walk Grade for Loch Lloyd: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Loch Lloyd: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Loch Lloyd: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Loch Lloyd: carrier by carrier coverage behind the cell score.
Loch Lloyd detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.