Best PlacesLower Chelsea, Atlantic City, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Lower Chelsea, Atlantic City, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Lower Chelsea, Atlantic City ranks 4,853rd of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on cell coverage by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in Lower Chelsea, Atlantic City
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Lower Chelsea, Atlantic City's strengths and weaknesses
Where Lower Chelsea, Atlantic City ranks high
- Cell coverageBetter than 98% of neighborhoods
- QuietBetter than 98% of neighborhoods
- Air qualityBetter than 91% of neighborhoods
- WalkabilityBetter than 84% of neighborhoods
- BikingBetter than 73% of neighborhoods
Where Lower Chelsea, Atlantic City ranks low
- Disaster safetyBetter than only 1% of neighborhoods
- State fiscal healthBetter than only 1% of neighborhoods
- Low vacancyBetter than only 1% of neighborhoods
- Low property taxBetter than only 1% of neighborhoods
- Housing crash safetyBetter than only 1% of neighborhoods
What it costs to buy a home in Lower Chelsea, Atlantic City
A household needs to earn about $79,000 a year to comfortably buy the median Lower Chelsea, Atlantic City home, at 20% down and today's 30-year rate. That runs well above the area's median income of $59,461, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Lower Chelsea, Atlantic City's effective rate of 2.31%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Lower Chelsea, Atlantic City
Lower Chelsea, Atlantic City runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Lower Chelsea, Atlantic City.
Who works in Lower Chelsea, Atlantic City, and how
Work in Lower Chelsea, Atlantic City centers on health care & social and hospitality & food. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 63%
- Work from home 13%
- Transit, walk, or bike 24%
Life in Lower Chelsea, Atlantic City
Lower Chelsea, Atlantic City has more restaurants and bars per resident than 73% of neighborhoods. The coast is about 0 minutes away. That concentrates in some parts of Lower Chelsea, Atlantic City and thins out in others, which the map shows.
What the weather is like in Lower Chelsea, Atlantic City, month by month
Lower Chelsea, Atlantic City sees roughly 58 pleasant days a year. July highs average about 89 degrees. January highs sit near 47, with lows near 26. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 47° | 36° | 26° |
| April | 67° | 54° | 42° |
| July | 89° | 78° | 68° |
| October | 72° | 60° | 49° |
Flying in and out of Lower Chelsea, Atlantic City
The nearest airport, Atlantic City International, is about 10 miles away and is a small airport. The nearest major hub is Philadelphia International, about 55 miles away.
The best schools in and around Lower Chelsea, Atlantic City
Schools across Lower Chelsea, Atlantic City average a D, better than 17% of neighborhoods.
Top elementary schools
- Ventnor Elementary SchoolC · 33% proficient
- Richmond Avenue SchoolD+ · 22% proficient
- Chelsea Heights SchoolD · 17% proficient
Top middle schools
- Ventnor Middle SchoolC · 32% proficient
Top high schools
- Atlantic City High SchoolD · 18% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Lower Chelsea, Atlantic City school and its grade on SchoolGrade.
Lower Chelsea, Atlantic City measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Lower Chelsea, Atlantic City against the other 5,982 neighborhoods.
Common questions about living in Lower Chelsea, Atlantic City
Is Lower Chelsea, Atlantic City a good place to live?
Using BestNeighborhood's default rankings, Lower Chelsea, Atlantic City ranks 4,853rd of 5,983 neighborhoods. It scores highest on cell coverage, quiet, and clean air, and lowest on disaster risk and state finances. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Lower Chelsea, Atlantic City expensive to live in?
The median home is worth $251,914. The overall cost of living runs about 2% below the national average. Set against a $59,461 median income, cost of living beats 33% of neighborhoods.
Is Lower Chelsea, Atlantic City safe?
Lower Chelsea, Atlantic City is safer than 50% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $314 per resident a year.
Compare Lower Chelsea, Atlantic City with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Lower Chelsea, Atlantic City. Scores are absolute rather than ranked, which means a 60 in Lower Chelsea, Atlantic City represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Lower Chelsea, Atlantic City detail on BestNeighborhood maps:
- Walk Grade for Lower Chelsea, Atlantic City: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Lower Chelsea, Atlantic City: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Lower Chelsea, Atlantic City: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Lower Chelsea, Atlantic City: carrier by carrier coverage behind the cell score.
Lower Chelsea, Atlantic City detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.