Best PlacesThe Gardens, Ocean City, NJ Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around The Gardens, Ocean City, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
The Gardens, Ocean City ranks 3,083rd of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on quiet by a wide margin, and state finances rank lowest.
The best neighborhoods in The Gardens, Ocean City
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
The Gardens, Ocean City's strengths and weaknesses
Where The Gardens, Ocean City ranks high
- QuietBetter than 99% of neighborhoods
- Healthcare accessBetter than 99% of neighborhoods
- Voter turnoutBetter than 88% of neighborhoods
- Air qualityBetter than 87% of neighborhoods
- Crime safetyBetter than 84% of neighborhoods
Where The Gardens, Ocean City ranks low
- State fiscal healthBetter than only 1% of neighborhoods
- Low vacancyBetter than only 1% of neighborhoods
- Housing crash safetyBetter than only 1% of neighborhoods
- Disaster safetyBetter than only 2% of neighborhoods
- Nice weatherabout 58 pleasant days a year, better than only 7% of neighborhoods
What it costs to buy a home in The Gardens, Ocean City
A household needs to earn about $227,000 a year to comfortably buy the median The Gardens, Ocean City home, at 20% down and today's 30-year rate. That runs well above the area's median income of $109,356, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses The Gardens, Ocean City's effective rate of 0.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in The Gardens, Ocean City
The Gardens, Ocean City runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for The Gardens, Ocean City.
Who works in The Gardens, Ocean City, and how
Work in The Gardens, Ocean City centers on education and health care & social. Unemployment sits above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 63%
- Work from home 24%
- Transit, walk, or bike 13%
Life in The Gardens, Ocean City
The Gardens, Ocean City has more restaurants and bars per resident than 89% of neighborhoods. The coast is about 0 minutes away. That concentrates in some parts of The Gardens, Ocean City and thins out in others, which the map shows.
What the weather is like in The Gardens, Ocean City, month by month
The Gardens, Ocean City sees roughly 58 pleasant days a year. July highs average about 89 degrees. January highs sit near 47, with lows near 26. The comfortable stretch runs May, June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 47° | 36° | 26° |
| April | 67° | 54° | 42° |
| July | 89° | 78° | 68° |
| October | 72° | 60° | 49° |
Flying in and out of The Gardens, Ocean City
The nearest airport, Atlantic City International, is about 12 miles away and is a small airport. The nearest major hub is Philadelphia International, about 54 miles away.
The best schools in and around The Gardens, Ocean City
Schools across The Gardens, Ocean City average a B−, better than 58% of neighborhoods.
Top elementary schools
- Ocean City Primary SchoolB · 45% proficient
Top middle schools
- Ocean City Intermediate SchoolC · 32% proficient
Top high schools
- Ocean City High SchoolB− · 43% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every The Gardens, Ocean City school and its grade on SchoolGrade.
The Gardens, Ocean City measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare The Gardens, Ocean City against the other 5,982 neighborhoods.
Common questions about living in The Gardens, Ocean City
Is The Gardens, Ocean City a good place to live?
Using BestNeighborhood's default rankings, The Gardens, Ocean City ranks 3,083rd of 5,983 neighborhoods. It scores highest on quiet, health care access, and civic engagement, and lowest on state finances and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is The Gardens, Ocean City expensive to live in?
The median home is worth $888,983. The overall cost of living runs about 44% above the national average. Set against a $109,356 median income, cost of living beats 50% of neighborhoods.
Is The Gardens, Ocean City safe?
Yes, The Gardens, Ocean City is safer than 84% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $189 per resident a year.
Compare The Gardens, Ocean City with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to The Gardens, Ocean City. Scores are absolute rather than ranked, which means a 60 in The Gardens, Ocean City represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
The Gardens, Ocean City detail on BestNeighborhood maps:
- Walk Grade for The Gardens, Ocean City: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in The Gardens, Ocean City: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of The Gardens, Ocean City: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in The Gardens, Ocean City: carrier by carrier coverage behind the cell score.
The Gardens, Ocean City detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.