Best PlacesMadison, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Madison, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Madison ranks 23,902nd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on walkability by a wide margin, and the weather ranks lowest.
The best neighborhoods in Madison
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Madison's strengths and weaknesses
Where Madison ranks high
- WalkabilityBetter than 92% of towns
- Internet speedBetter than 90% of towns
- Cheap car insuranceBetter than 88% of towns
- Short commute20.7 minutes each way, better than 85% of towns
- BikingBetter than 80% of towns
Where Madison ranks low
- Nice weatherabout 56 pleasant days a year, better than only 3% of towns
- Housing crash safetyBetter than only 20% of towns
- QuietBetter than only 22% of towns
- Low income/sales/gas taxBetter than only 28% of towns
- Heat safetyBetter than only 32% of towns
What it costs to buy a home in Madison
A household needs to earn about $53,000 a year to comfortably buy the median Madison home, at 20% down and today's 30-year rate. That is below the area's own median income of $67,193, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Madison's effective rate of 0.64%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Madison
Madison runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Madison.
Who works in Madison, and how
Work in Madison centers on manufacturing and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 8%
- Transit, walk, or bike 3%
Life in Madison
Madison has more restaurants and bars per resident than 85% of towns and more parkland per resident than 82% of towns. Dining, parks, and nightlife concentrates in some parts of Madison and thins out in others, which the map shows.
What the weather is like in Madison, month by month
Madison sees roughly 56 pleasant days a year. July highs average about 90 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 36° | 26° |
| April | 71° | 58° | 45° |
| July | 90° | 79° | 69° |
| October | 74° | 60° | 48° |
Flying in and out of Madison
Cincinnati/Northern Kentucky International sits about 43 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around Madison
Schools across Madison average a C+, better than 44% of towns.
Top elementary schools
- Deputy Elementary SchoolB · 50% proficient
- South Ripley Elementary SchoolB · 49% proficient
- Lydia Middleton Elementary SchoolB · 48% proficient
Top middle schools
- South Ripley Junior High SchoolB · 45% proficient
- Madison Consolidated Jr High SchB · 44% proficient
- Jennings County Middle SchoolC · 32% proficient
Top high schools
- Jennings County High SchoolB · 49% proficient
- South Ripley High SchoolC+ · 37% proficient
- Madison Consolidated High SchoolC · 33% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Madison school and its grade on SchoolGrade.
Madison measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Madison against the other 50,332 towns.
Who Madison suits
Families
Schools land around the 44th percentile and crime safety beats 55%.
Remote workers
Internet is fast and widely advertised and 8% already work from home.
Common questions about living in Madison
Is Madison a good place to live?
Using BestNeighborhood's default rankings, Madison ranks 23,902nd of 50,333 towns. It scores highest on walkability, fast internet, and cheap car insurance, and lowest on the weather and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Madison expensive to live in?
The median home is worth $207,963. The overall cost of living runs about 12% below the national average. Set against a $67,193 median income, cost of living beats 40% of towns.
Is Madison safe?
Yes, Madison is safer than 55% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $253 per resident a year.
What is the weather like in Madison?
July highs average about 90 degrees, and January highs near 46 with lows near 26. That works out to about 56 pleasant days a year, more than 3% of towns.
Is Madison good for families?
Schools beat 44% of towns, crime safety beats 55%, and childcare runs $793 a month.
Compare Madison with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Madison. Scores are absolute rather than ranked, which means a 60 in Madison represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Madison detail on BestNeighborhood maps:
- Walk Grade for Madison: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Madison: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Madison: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Madison: carrier by carrier coverage behind the cell score.
Madison detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.