Best PlacesMc Coy, CO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Mc Coy, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Mc Coy ranks 42,908th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on heat safety by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in Mc Coy
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Mc Coy's strengths and weaknesses
Where Mc Coy ranks high
- Heat safetyBetter than 99% of towns
- Health outlookBetter than 99% of towns
- Disaster safetyBetter than 94% of towns
- Low property taxBetter than 92% of towns
- Nice weatherabout 110 pleasant days a year, better than 74% of towns
Where Mc Coy ranks low
- Cell coverageBetter than only 1% of towns
- Internet speedBetter than only 1% of towns
- Air qualityBetter than only 2% of towns
- Cheap childcare$1,534 a month, better than only 2% of towns
- Housing crash safetyBetter than only 3% of towns
What it costs to buy a home in Mc Coy
A household needs to earn about $122,000 a year to comfortably buy the median Mc Coy home, at 20% down and today's 30-year rate. That runs well above the area's median income of $84,066, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Mc Coy's effective rate of 0.34%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Mc Coy
Mc Coy's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Mc Coy.
Who works in Mc Coy, and how
Work in Mc Coy centers on retail trade and construction. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 14%
- Transit, walk, or bike 8%
Life in Mc Coy
The map and measures below break down dining, culture, and green space by neighborhood across Mc Coy.
What the weather is like in Mc Coy, month by month
Mc Coy sees roughly 110 pleasant days a year. July highs average about 88 degrees. January highs sit near 36, with lows near 11. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 36° | 21° | 11° |
| April | 61° | 44° | 30° |
| July | 88° | 70° | 52° |
| October | 64° | 45° | 31° |
Flying in and out of Mc Coy
The nearest airport, Eagle County Regional, is about 21 miles away and is a small airport. The nearest major hub is Denver International, about 111 miles away.
The best schools in and around Mc Coy
Schools across Mc Coy average a D+, better than 14% of towns.
Top elementary schools
- Eagle Valley Elementary SchoolD · 18% proficient
- Gypsum Elementary SchoolD− · 13% proficient
Top middle schools
- Eagle Valley Middle SchoolB− · 42% proficient
- Gypsum Creek Middle SchoolF · 11% proficient
Top high schools
- Eagle Valley High SchoolC · 34% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Mc Coy school and its grade on SchoolGrade.
Mc Coy measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Mc Coy against the other 50,332 towns.
Common questions about living in Mc Coy
Is Mc Coy a good place to live?
Using BestNeighborhood's default rankings, Mc Coy ranks 42,908th of 50,333 towns. It scores highest on heat safety, population health, and low disaster risk, and lowest on cell coverage and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Mc Coy expensive to live in?
The median home is worth $497,800. The overall cost of living runs about 22% above the national average. Set against a $84,066 median income, cost of living beats 27% of towns.
Is Mc Coy safe?
Mc Coy is safer than 6% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $900 per resident a year.
Compare Mc Coy with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Mc Coy. Scores are absolute rather than ranked, which means a 60 in Mc Coy represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Mc Coy detail on BestNeighborhood maps:
- Walk Grade for Mc Coy: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Mc Coy: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Mc Coy: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Mc Coy: carrier by carrier coverage behind the cell score.
Mc Coy detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.