Best PlacesMoca, PR Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Moca, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Moca is unranked among cities under the default weighting. It scores highest on low property taxes by a wide margin, and the weather ranks lowest.
The best neighborhoods in Moca
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Moca's strengths and weaknesses
Where Moca ranks high
- Low property taxBetter than 99% of cities
- Cheap childcare$350 a month, better than 99% of cities
- Air qualityBetter than 97% of cities
- QuietBetter than 93% of cities
- Housing crash safetyBetter than 80% of cities
Where Moca ranks low
- Nice weatherabout 1 pleasant days a year, better than only 1% of cities
- Low income/sales/gas taxBetter than only 1% of cities
- State infrastructureBetter than only 1% of cities
- Cell coverageBetter than only 1% of cities
- Household income$23,021 median, better than only 1% of cities
What it costs to buy a home in Moca
A household needs to earn about $31,000 a year to comfortably buy the median Moca home, at 20% down and today's 30-year rate. That runs well above the area's median income of $23,021, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Moca's effective rate of 0.04%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Moca
Moca runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Moca.
Who works in Moca, and how
Work in Moca centers on retail trade and health care & social. Unemployment runs well above the national rate.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 8%
- Transit, walk, or bike 5%
Life in Moca
Moca has more restaurants and bars per resident than 66% of cities. The coast is about 9 minutes away. That concentrates in some parts of Moca and thins out in others, which the map shows.
What the weather is like in Moca, month by month
Moca sees roughly 1 pleasant days a year. July highs average about 88 degrees. January highs sit near 82, with lows near 70. No month averages between 55 and 75 degrees.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 82° | 77° | 70° |
| April | 83° | 79° | 72° |
| July | 88° | 83° | 76° |
| October | 87° | 81° | 74° |
Flying in and out of Moca
The nearest airport, Rafael Hernandez, is about 9 miles away and is a small airport. The nearest major hub is Luis Munoz Marin International, about 71 miles away.
Moca measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Moca against cities nationally.
Who Moca suits
Families
Weigh schools and safety yourself on the map to find the right neighborhoods.
Common questions about living in Moca
Is Moca a good place to live?
It scores highest on low property taxes, affordable childcare, and clean air, and lowest on the weather and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Moca expensive to live in?
The median home is worth $132,626. Set against a $23,021 median income, cost of living beats 50% of cities.
Is Moca safe?
Moca is safer than 1% of cities. Safety varies a lot by neighborhood. Crime costs an estimated $781 per resident a year.
What is the weather like in Moca?
July highs average about 88 degrees, and January highs near 82 with lows near 70. That works out to about 1 pleasant days a year, more than 0% of cities.
Compare Moca with other cities
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Moca. Scores are absolute rather than ranked, which means a 60 in Moca represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Moca detail on BestNeighborhood maps:
- Walk Grade for Moca: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Moca: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Moca: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Moca: carrier by carrier coverage behind the cell score.
Moca detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.