Best PlacesMontgomery County, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in Montgomery County, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Montgomery County ranks 2,163rd of 3,144 U.S. counties on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and internet speeds rank lowest.
The best neighborhoods in Montgomery County
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Montgomery County's strengths and weaknesses
Where Montgomery County ranks high
- Cheap childcare$436 a month, better than 98% of counties
- Disaster safetyBetter than 87% of counties
- Voter turnoutBetter than 78% of counties
- Housing crash safetyBetter than 73% of counties
- Low property taxBetter than 68% of counties
Where Montgomery County ranks low
- Internet speedBetter than only 14% of counties
- Health outlookBetter than only 19% of counties
- Short commute28.7 minutes each way, better than only 21% of counties
- Cheap car insuranceBetter than only 23% of counties
- Low vacancyBetter than only 24% of counties
What it costs to buy a home in Montgomery County
A household needs to earn about $48,000 a year to comfortably buy the median Montgomery County home, at 20% down and today's 30-year rate. That is below the area's own median income of $66,835, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Montgomery County's effective rate of 0.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Montgomery County
Montgomery County runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Montgomery County.
Who works in Montgomery County, and how
Work in Montgomery County centers on manufacturing and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 9%
- Transit, walk, or bike 4%
Life in Montgomery County
The map and measures below break down dining, culture, and green space by neighborhood across Montgomery County.
Is Montgomery County growing, and who is moving in?
Montgomery County has lost about 2% of its population over the last decade. The largest inbound stream comes from St Louis, MO.
Where new residents come from
Where people leaving Montgomery County go
Move counts are the latest county-to-county migration flows, each county grouped into its metro.
What the weather is like in Montgomery County, month by month
Montgomery County sees roughly 78 pleasant days a year. July highs average about 86 degrees. January highs sit near 37, with lows near 22. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 29° | 22° |
| April | 65° | 52° | 43° |
| July | 86° | 76° | 67° |
| October | 68° | 56° | 46° |
Flying in and out of Montgomery County
The nearest airport, Columbia Regional, is about 41 miles away and is a small airport. The nearest major hub is St Louis Lambert International, about 61 miles away.
The best schools in and around Montgomery County
Schools across Montgomery County average a C+, better than 42% of counties.
Top elementary schools
- Silex Elem.B · 50% proficient
- Community Elem.B · 50% proficient
- Hawk Point Elem.B · 47% proficient
Top middle schools
- Hermann MiddleB · 45% proficient
- Troy MiddleB− · 41% proficient
- Montgomery Co. MiddleC+ · 36% proficient
Top high schools
- Troy Buchanan HighB · 48% proficient
- Hermann HighB · 47% proficient
- Silex HighC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Montgomery County school and its grade on SchoolGrade.
Montgomery County measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Montgomery County against the other 3,143 counties.
Common questions about living in Montgomery County
Is Montgomery County a good place to live?
Using BestNeighborhood's default rankings, Montgomery County ranks 2,163rd of 3,144 counties. It scores highest on affordable childcare, low disaster risk, and civic engagement, and lowest on internet speeds and health outcomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Montgomery County expensive to live in?
The median home is worth $190,194. The overall cost of living runs about 19% below the national average. Set against a $66,835 median income, cost of living beats 53% of counties.
Is Montgomery County safe?
Montgomery County is safer than 48% of counties. Safety varies a lot by neighborhood. Crime costs an estimated $401 per resident a year.
Compare Montgomery County with other counties
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Montgomery County. Scores are absolute rather than ranked, which means a 60 in Montgomery County represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Montgomery County detail on BestNeighborhood maps:
- Walk Grade for Montgomery County: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Montgomery County: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Montgomery County: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Montgomery County: carrier by carrier coverage behind the cell score.
Montgomery County detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- U.S. Census Bureau Population Estimates Program: population growth and net migration behind the population-change section.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.