Best PlacesMuddy Ford, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Muddy Ford, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Muddy Ford ranks 15,812th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and a weak job market ranks lowest.
The best neighborhoods in Muddy Ford
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Muddy Ford's strengths and weaknesses
Where Muddy Ford ranks high
- Low vacancyBetter than 98% of towns
- Cost of living vs incomeBetter than 87% of towns
- Educational attainmentBetter than 84% of towns
- Tree shadeBetter than 84% of towns
- Heat safetyBetter than 83% of towns
Where Muddy Ford ranks low
- Local economyBetter than only 4% of towns
- Cheap car insuranceBetter than only 17% of towns
- WalkabilityBetter than only 19% of towns
- Nice weatherabout 71 pleasant days a year, better than only 28% of towns
- Short commute30.6 minutes each way, better than only 30% of towns
What it costs to buy a home in Muddy Ford
A household needs to earn about $105,000 a year to comfortably buy the median Muddy Ford home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $96,053; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Muddy Ford's effective rate of 0.57%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Muddy Ford
Muddy Ford runs older than the country, though fewer residents are over 65 than the national share, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Muddy Ford.
Who works in Muddy Ford, and how
Work in Muddy Ford centers on health care & social and manufacturing. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 11%
- Transit, walk, or bike 2%
Life in Muddy Ford
The map and measures below break down dining, culture, and green space by neighborhood across Muddy Ford.
What the weather is like in Muddy Ford, month by month
Muddy Ford sees roughly 71 pleasant days a year. July highs average about 89 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 35° | 26° |
| April | 70° | 56° | 44° |
| July | 89° | 77° | 67° |
| October | 74° | 60° | 47° |
Flying in and out of Muddy Ford
The nearest airport, Blue Grass, is about 20 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 52 miles away.
The best schools in and around Muddy Ford
Schools across Muddy Ford average a C+, better than 45% of towns.
Top elementary schools
- Northern Elementary SchoolB− · 40% proficient
- Eastern Elementary SchoolC · 34% proficient
Top middle schools
- Scott County Middle SchoolB− · 40% proficient
- Royal Spring Middle SchoolC+ · 39% proficient
Top high schools
- Scott County High SchoolC · 34% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Muddy Ford school and its grade on SchoolGrade.
Muddy Ford measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Muddy Ford against the other 50,332 towns.
Common questions about living in Muddy Ford
Is Muddy Ford a good place to live?
Using BestNeighborhood's default rankings, Muddy Ford ranks 15,812th of 50,333 towns. It scores highest on few empty homes, what local pay buys, and an educated workforce, and lowest on a weak job market and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Muddy Ford expensive to live in?
The median home is worth $414,593. The overall cost of living runs about 12% below the national average. Set against a $96,053 median income, cost of living beats 87% of towns.
Is Muddy Ford safe?
Yes, Muddy Ford is safer than 58% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $251 per resident a year.
Compare Muddy Ford with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Muddy Ford. Scores are absolute rather than ranked, which means a 60 in Muddy Ford represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Muddy Ford detail on BestNeighborhood maps:
- Walk Grade for Muddy Ford: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Muddy Ford: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Muddy Ford: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Muddy Ford: carrier by carrier coverage behind the cell score.
Muddy Ford detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.