Best PlacesOak Point, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Oak Point, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Oak Point ranks 18,096th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low disaster risk by a wide margin, and property taxes are the weak spot.
The best neighborhoods in Oak Point
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Oak Point's strengths and weaknesses
Where Oak Point ranks high
- Disaster safetyBetter than 96% of towns
- Local economyBetter than 96% of towns
- School gradeA−, better than 86% of towns
- Household income$100,795 median, better than 85% of towns
- Heat safetyBetter than 84% of towns
Where Oak Point ranks low
- Low property taxBetter than only 8% of towns
- Low vacancyBetter than only 10% of towns
- Cheap car insuranceBetter than only 13% of towns
- Low income/sales/gas taxBetter than only 15% of towns
- Health outlookBetter than only 18% of towns
What it costs to buy a home in Oak Point
A household needs to earn about $87,000 a year to comfortably buy the median Oak Point home, at 20% down and today's 30-year rate. That is below the area's own median income of $100,795, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Oak Point's effective rate of 1.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Oak Point
Oak Point runs younger than the country, though it still carries a larger-than-average share of residents over 65, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Oak Point.
Who works in Oak Point, and how
Work in Oak Point centers on health care & social and education. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 78%
- Work from home 16%
- Transit, walk, or bike 6%
Life in Oak Point
Oak Point has more restaurants and bars per resident than 99% of towns and more parkland per resident than 99% of towns. Dining, parks, and nightlife concentrates in some parts of Oak Point and thins out in others, which the map shows.
What the weather is like in Oak Point, month by month
Oak Point sees roughly 74 pleasant days a year. July highs average about 83 degrees. January highs sit near 29, with lows near 12. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 29° | 20° | 12° |
| April | 56° | 45° | 35° |
| July | 83° | 71° | 61° |
| October | 62° | 50° | 41° |
Flying in and out of Oak Point
The nearest airport, Ogdensburg International, is about 18 miles away and is a small airport. The nearest major hub is Bradley International, about 234 miles away.
The best schools in and around Oak Point
Schools across Oak Point average an A−, better than 86% of towns.
Top high schools
- Hammond Central SchoolA · 60% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Oak Point school and its grade on SchoolGrade.
Oak Point measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Oak Point against the other 50,332 towns.
Common questions about living in Oak Point
Is Oak Point a good place to live?
Using BestNeighborhood's default rankings, Oak Point ranks 18,096th of 50,333 towns. It scores highest on low disaster risk, a strong job market, and good schools, and lowest on property taxes and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Oak Point expensive to live in?
The median home is worth $301,800. The overall cost of living runs about 13% above the national average. Set against a $100,795 median income, cost of living beats 58% of towns.
Is Oak Point safe?
Yes, Oak Point is safer than 68% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $246 per resident a year.
Compare Oak Point with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Oak Point. Scores are absolute rather than ranked, which means a 60 in Oak Point represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Oak Point detail on BestNeighborhood maps:
- Walk Grade for Oak Point: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Oak Point: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Oak Point: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Oak Point: carrier by carrier coverage behind the cell score.
Oak Point detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.