Best PlacesOcoya, IL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Ocoya, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Ocoya ranks 13,626th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and taxes are the weak spot.
The best neighborhoods in Ocoya
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Ocoya's strengths and weaknesses
Where Ocoya ranks high
- Cost of living vs incomeBetter than 96% of towns
- Short commute16.2 minutes each way, better than 96% of towns
- Cell coverageBetter than 95% of towns
- Educational attainmentBetter than 94% of towns
- Household income$118,727 median, better than 93% of towns
Where Ocoya ranks low
- Low income/sales/gas taxBetter than only 3% of towns
- State fiscal healthBetter than only 4% of towns
- Low property taxBetter than only 4% of towns
- QuietBetter than only 4% of towns
- Nice weatherabout 58 pleasant days a year, better than only 6% of towns
What it costs to buy a home in Ocoya
A household needs to earn about $92,000 a year to comfortably buy the median Ocoya home, at 20% down and today's 30-year rate. That is below the area's own median income of $118,727, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Ocoya's effective rate of 1.87%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Ocoya
Ocoya runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Ocoya.
Who works in Ocoya, and how
Work in Ocoya centers on agriculture & forestry and health care & social. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 6%
- Transit, walk, or bike 2%
Life in Ocoya
The map and measures below break down dining, culture, and green space by neighborhood across Ocoya.
What the weather is like in Ocoya, month by month
Ocoya sees roughly 58 pleasant days a year. July highs average about 85 degrees. January highs sit near 34, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 34° | 26° | 20° |
| April | 63° | 51° | 41° |
| July | 85° | 74° | 65° |
| October | 67° | 55° | 45° |
Flying in and out of Ocoya
The nearest airport, Central Il Regional/Bloomington- Normal, is about 26 miles away and is a small airport. The nearest major hub is Chicago Midway International, about 83 miles away.
The best schools in and around Ocoya
Schools across Ocoya average a D, better than 8% of towns.
Top elementary schools
- Graymont Elem SchoolD+ · 21% proficient
- Lincoln Elementary SchoolD− · 13% proficient
Top middle schools
- Pontiac Jr High SchoolF · 9% proficient
Top high schools
- Pontiac High SchoolD+ · 25% proficient
- Flanagan-cornell High SchoolF · 8% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Ocoya school and its grade on SchoolGrade.
Ocoya measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Ocoya against the other 50,332 towns.
Common questions about living in Ocoya
Is Ocoya a good place to live?
Using BestNeighborhood's default rankings, Ocoya ranks 13,626th of 50,333 towns. It scores highest on what local pay buys, short commutes, and cell coverage, and lowest on taxes and state finances. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Ocoya expensive to live in?
The median home is worth $306,919. The overall cost of living runs about 16% below the national average. Set against a $118,727 median income, cost of living beats 96% of towns.
Is Ocoya safe?
Ocoya is safer than 51% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $231 per resident a year.
Compare Ocoya with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Ocoya. Scores are absolute rather than ranked, which means a 60 in Ocoya represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Ocoya detail on BestNeighborhood maps:
- Walk Grade for Ocoya: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Ocoya: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Ocoya: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Ocoya: carrier by carrier coverage behind the cell score.
Ocoya detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.