Best PlacesOttawa, Toledo, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Ottawa, Toledo, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Ottawa, Toledo ranks 3,057th of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and transit ranks lowest.
The best neighborhoods in Ottawa, Toledo
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Ottawa, Toledo's strengths and weaknesses
Where Ottawa, Toledo ranks high
- Cheap car insuranceBetter than 95% of neighborhoods
- Short commute17.2 minutes each way, better than 92% of neighborhoods
- Heat safetyBetter than 89% of neighborhoods
- Internet speedBetter than 89% of neighborhoods
- School gradeB, better than 83% of neighborhoods
Where Ottawa, Toledo ranks low
- TransitBetter than only 5% of neighborhoods
- Low property taxBetter than only 12% of neighborhoods
- Crime safetyBetter than only 20% of neighborhoods
- Big-city accessBetter than only 23% of neighborhoods
- Health outlookBetter than only 33% of neighborhoods
What it costs to buy a home in Ottawa, Toledo
A household needs to earn about $43,000 a year to comfortably buy the median Ottawa, Toledo home, at 20% down and today's 30-year rate. That is below the area's own median income of $68,134, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Ottawa, Toledo's effective rate of 1.62%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Ottawa, Toledo
Ottawa, Toledo runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Ottawa, Toledo.
Who works in Ottawa, Toledo, and how
Work in Ottawa, Toledo centers on health care & social and education. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 79%
- Work from home 9%
- Transit, walk, or bike 12%
Life in Ottawa, Toledo
Ottawa, Toledo has more parkland per resident than 95% of neighborhoods. That concentrates in some parts of Ottawa, Toledo and thins out in others, which the map shows.
What the weather is like in Ottawa, Toledo, month by month
Ottawa, Toledo sees roughly 101 pleasant days a year. July highs average about 84 degrees. January highs sit near 35, with lows near 22. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 28° | 22° |
| April | 60° | 48° | 39° |
| July | 84° | 74° | 64° |
| October | 67° | 55° | 45° |
Flying in and out of Ottawa, Toledo
The nearest airport, Eugene F Kranz Toledo Express, is about 12 miles away and is a small airport. The nearest major hub is Detroit Metro Wayne County, about 40 miles away.
The best schools in and around Ottawa, Toledo
Schools across Ottawa, Toledo average a B, better than 83% of neighborhoods.
Top elementary schools
- Hope Learning Academy Of ToledoC− · 28% proficient
- Martin Luther King Academy For Boys Elementary SchoolD · 20% proficient
- Old Orchard Elementary SchoolD− · 15% proficient
Top high schools
- Toledo Early College High SchoolA · 79% proficient
- Toledo Technology Academy High SchoolA · 73% proficient
- Jesup W. Scott High SchoolD− · 12% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Ottawa, Toledo school and its grade on SchoolGrade.
Ottawa, Toledo measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Ottawa, Toledo against the other 5,982 neighborhoods.
Common questions about living in Ottawa, Toledo
Is Ottawa, Toledo a good place to live?
Using BestNeighborhood's default rankings, Ottawa, Toledo ranks 3,057th of 5,983 neighborhoods. It scores highest on cheap car insurance, short commutes, and heat safety, and lowest on transit and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Ottawa, Toledo expensive to live in?
The median home is worth $148,540. The overall cost of living runs about 15% below the national average. Set against a $68,134 median income, cost of living beats 49% of neighborhoods.
Is Ottawa, Toledo safe?
Ottawa, Toledo is safer than 20% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $651 per resident a year.
Compare Ottawa, Toledo with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Ottawa, Toledo. Scores are absolute rather than ranked, which means a 60 in Ottawa, Toledo represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Ottawa, Toledo detail on BestNeighborhood maps:
- Walk Grade for Ottawa, Toledo: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Ottawa, Toledo: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Ottawa, Toledo: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Ottawa, Toledo: carrier by carrier coverage behind the cell score.
Ottawa, Toledo detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.