Best PlacesPhlox, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Phlox, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Phlox ranks 4,404th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low crime by a wide margin, and internet speeds rank lowest.
The best neighborhoods in Phlox
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Phlox's strengths and weaknesses
Where Phlox ranks high
- Crime safetyBetter than 98% of towns
- Cost of living vs incomeBetter than 96% of towns
- Cheap car insuranceBetter than 92% of towns
- Household income$110,305 median, better than 90% of towns
- Educational attainmentBetter than 89% of towns
Where Phlox ranks low
- Internet speedBetter than only 5% of towns
- Low income/sales/gas taxBetter than only 6% of towns
- Nice weatherabout 59 pleasant days a year, better than only 7% of towns
- Tree shadeBetter than only 8% of towns
- WalkabilityBetter than only 19% of towns
What it costs to buy a home in Phlox
A household needs to earn about $64,000 a year to comfortably buy the median Phlox home, at 20% down and today's 30-year rate. That is below the area's own median income of $110,305, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Phlox's effective rate of 0.78%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Phlox
Phlox runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Phlox.
Who works in Phlox, and how
Work in Phlox centers on education and manufacturing. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 9%
- Transit, walk, or bike 9%
Life in Phlox
The map and measures below break down dining, culture, and green space by neighborhood across Phlox.
What the weather is like in Phlox, month by month
Phlox sees roughly 59 pleasant days a year. July highs average about 86 degrees. January highs sit near 37, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 28° | 20° |
| April | 64° | 51° | 39° |
| July | 86° | 74° | 64° |
| October | 69° | 55° | 44° |
Flying in and out of Phlox
Indianapolis International sits about 52 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around Phlox
Schools across Phlox average a B−, better than 62% of towns.
Top elementary schools
- Eastern Elementary SchoolB− · 43% proficient
- Tri Central ElementaryC+ · 38% proficient
Top middle schools
- Eastern Middle SchoolC+ · 38% proficient
- Tipton Middle SchoolC · 33% proficient
Top high schools
- Eastern High SchoolB+ · 53% proficient
- Tipton High SchoolC · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Phlox school and its grade on SchoolGrade.
Phlox measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Phlox against the other 50,332 towns.
Common questions about living in Phlox
Is Phlox a good place to live?
Using BestNeighborhood's default rankings, Phlox ranks 4,404th of 50,333 towns. It scores highest on low crime, what local pay buys, and cheap car insurance, and lowest on internet speeds and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Phlox expensive to live in?
The median home is worth $247,438. The overall cost of living runs about 20% below the national average. Set against a $110,305 median income, cost of living beats 96% of towns.
Is Phlox safe?
Yes, Phlox is safer than 98% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $121 per resident a year.
Compare Phlox with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Phlox. Scores are absolute rather than ranked, which means a 60 in Phlox represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Phlox detail on BestNeighborhood maps:
- Walk Grade for Phlox: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Phlox: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Phlox: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Phlox: carrier by carrier coverage behind the cell score.
Phlox detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.