Best PlacesPoint Commerce, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Point Commerce, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Point Commerce ranks 25,016th of 50,333 U.S. towns on the BestNeighborhood index. The weather pulls hardest against it, while it scores best on a strong job market.
The best neighborhoods in Point Commerce
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Point Commerce's strengths and weaknesses
Where Point Commerce ranks high
- Local economyBetter than 88% of towns
- Crime safetyBetter than 83% of towns
- Cheap car insuranceBetter than 81% of towns
- State infrastructureBetter than 80% of towns
- Disaster safetyBetter than 68% of towns
Where Point Commerce ranks low
- Nice weatherabout 54 pleasant days a year, better than only 2% of towns
- Low income/sales/gas taxBetter than only 6% of towns
- Internet speedBetter than only 10% of towns
- Short commute35.9 minutes each way, better than only 12% of towns
- WalkabilityBetter than only 19% of towns
What it costs to buy a home in Point Commerce
A household needs to earn about $48,000 a year to comfortably buy the median Point Commerce home, at 20% down and today's 30-year rate. That is below the area's own median income of $77,824, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Point Commerce's effective rate of 0.66%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Point Commerce
Point Commerce runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Point Commerce.
Who works in Point Commerce, and how
Work in Point Commerce centers on manufacturing and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 8%
- Transit, walk, or bike 3%
Life in Point Commerce
The map and measures below break down dining, culture, and green space by neighborhood across Point Commerce.
What the weather is like in Point Commerce, month by month
Point Commerce sees roughly 54 pleasant days a year. July highs average about 88 degrees. January highs sit near 41, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 31° | 23° |
| April | 69° | 55° | 42° |
| July | 88° | 76° | 65° |
| October | 72° | 58° | 46° |
Flying in and out of Point Commerce
Indianapolis International sits about 53 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around Point Commerce
Schools across Point Commerce average a C+, better than 42% of towns.
Top elementary schools
- White River Valley Elementary SchB− · 43% proficient
- Bloomfield Elementary SchoolC− · 30% proficient
Top middle schools
- Eastern Greene Middle SchoolC− · 30% proficient
Top high schools
- Bloomfield High SchoolB− · 45% proficient
- White River Valley High SchoolC− · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Point Commerce school and its grade on SchoolGrade.
Point Commerce measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Point Commerce against the other 50,332 towns.
Common questions about living in Point Commerce
Is Point Commerce a good place to live?
Using BestNeighborhood's default rankings, Point Commerce ranks 25,016th of 50,333 towns. It scores highest on a strong job market, low crime, and cheap car insurance, and lowest on the weather and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Point Commerce expensive to live in?
The median home is worth $187,298. The overall cost of living runs about 16% below the national average. Set against a $77,824 median income, cost of living beats 66% of towns.
Is Point Commerce safe?
Yes, Point Commerce is safer than 83% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $184 per resident a year.
Compare Point Commerce with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Point Commerce. Scores are absolute rather than ranked, which means a 60 in Point Commerce represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Point Commerce detail on BestNeighborhood maps:
- Walk Grade for Point Commerce: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Point Commerce: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Point Commerce: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Point Commerce: carrier by carrier coverage behind the cell score.
Point Commerce detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.